2204 7th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2204 7th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,759 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Jan 2021)
Tax Bill	$4,424 (2026)
Deeds & Mortgages	Aug 2026 Transfer Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50778-0034`

Property Details

APN / Parcel Number

Primary APN	`82-50778-0034`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Width	90 ft Width
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2204 7TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 BLK 003 SOUTHPOINTE SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	SOUTHPOINTE
Legal Block	3
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	304

Owner

2204 7th Ave S is owned and occupied by an individual who bought it in January 2021.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2204 7TH AVE S, SAINT CLOUD, MN 56301-5829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 22, 2021	Warranty Deed, Transfer
Mar 29, 2019	Other, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Deed Document Number	20211592343
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 11, 2026
Property Address	2204 7TH AVE S, SAINT CLOUD, MN 56301-5829
Document Number	0001718880
Instrument Date	Aug 10, 2026
Instrument	20261718880
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 7TH AVE S, SAINT CLOUD, MN 56301-5829
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 22, 2021
Property Address	2204 7TH AVE S, SAINT CLOUD, MN 56301-5829
Document Number	00A1592343
Instrument Date	Jan 20, 2021
Instrument	A1592343
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 7TH AVE S, SAINT CLOUD, MN 56301-5829
Investor	Possibly a Property Investor

March 2019: Other, Transfer

Document Type	Other
Jurisdiction	STEARNS MN
Recording Date	Mar 29, 2019
Property Address	2204 7TH AVE S, SAINT CLOUD, MN 56301-5829
Document Number	00A1540644
Instrument Date	Mar 29, 2019
Instrument	A1540644
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2204 7th Ave S was $4,424.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,424.00	$333,100 (+5.88%) Land $50,000 Building $283,100	$333,100 (+5.88%) Land $50,000 Building $283,100
2025		$314,600 Land $50,000 Building $264,600	$314,600 Land $50,000 Building $264,600
2023	$3,556.00	$302,000 Land $50,000 Building $252,000	$302,000 Land $50,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 7th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 7th Ave S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xtratyme Technologies.

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