22035 Rustic Oak Ln, Palo Cedro, CA 96073 Property Records

Shasta County property record for 22035 Rustic Oak Ln, Palo Cedro, CA 96073

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,598 sqft · built 1977
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Feb 2020)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-230-047-000`

Property Details

APN / Parcel Number

Primary APN	`061-230-047-000`
Alternative APN	`06123047`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,598 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	131,116 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	061230047000
Street Address	22035 RUSTIC OAK LN
City	PALO CEDRO
State	CA
Zip	96073-9514
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-R-BA-5
Legal Subdivision	MARY RICHARDSON
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1014
Census Tract	11801

Owner

22035 Rustic Oak Ln, a rural home, is owned and occupied by two individuals who bought it in February 2020.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 14, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Aug 27, 2012
Deed Document Number	20204946
Prior Transfer Date	Mar 17, 1998
Prior Transfer Doc	0000011423
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514

Mortgage

Document Number	0000006537
Date	Mar 25, 2026
Instrument	2026-0006537

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514

Mortgage

Document Number	0000041270
Date	Oct 6, 2021
Instrument	2021-0041270

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Feb 14, 2020
Property Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514
Document Number	0000004946
Map Reference	MB 6 PG 117
Instrument Date	Feb 12, 2020
Instrument	2020-0004946
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22035 RUSTIC OAK LN, PALO CEDRO, CA 96073-9514

Mortgage

Document Number	0000004947
Date	Feb 14, 2020
Instrument	2020-0004947

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22035 Rustic Oak Ln was $5,535 with a homeowner's exemption, up 1.4% from the year before.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	North Cow Creek Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,556 (+2%) Land $111,550 Building $396,006
2025	$5,535.00 (+1.45%) Homeowner's exemption	$497,605 Land $109,363 Building $388,242
2024	$5,456.00 (+1.64%)
2023	$5,368.00 (+3.01%) Homeowner's exemption	$478,284 Land $105,117 Building $373,167
2022	$5,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22035 Rustic Oak Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22035 Rustic Oak Ln is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA WATER DISTRICT serves 18,767 people · EPA ID CA4510014
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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