2203 Saddlebrook Rd, Buffalo, MN 55313 Property Records

Wright County property record for 2203 Saddlebrook Rd, Buffalo, MN 55313

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,456 sqft · built 2004
Lot Size0.277 acres (12,069 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Dec 2017)
Tax Bill$5,216 (2026)
Deeds & MortgagesMar 2026 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN103-186-001020

Property Details

APN / Parcel Number

Primary APN103-186-001020

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,456 sqft Living Area
1st Floor Area1,228 sqft
Basement Area921 sqft
Finished Basement921 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,069 sqft (0.277 acres)
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area56 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2203 SADDLEBROOK RD
CityBUFFALO
StateMN
Zip55313-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-16 TWP-120 RANGE-025 PRAIRIE VIEW 2ND ADDN LOT-002 BLOCK-001 K-001
Legal Range025
Legal Township120
Legal Section16
Legal SubdivisionPRAIRIE VIEW 2ND ADDN
Legal Block1
Legal Lot Number2
JurisdictionWRIGHT MN
Township / Civil DivisionBUFFALO
Census Block Group2
Census Block2021
Census Tract100705

Owner

Source: Wright County records · APN 103-186-001020

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2203 SADDLEBROOK RD, BUFFALO, MN 55313-3751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 12, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2017Warranty Deed, Transfer
MULTIPLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2017 · Amount on Record
Deed SaleDec 18, 2017 · Amount on Record
Prior SaleMar 09, 2005 · Amount on Record
Deed Document Number20171360393
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address2203 SADDLEBROOK RD, BUFFALO, MN 55313-3751
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2203 SADDLEBROOK RD, BUFFALO, MN 55313-3751

Mortgage

Document Number00A1596992
DateMar 04, 2026
InstrumentA1596992
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueMar 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address2203 SADDLEBROOK RD, BUFFALO, MN 55313-3751
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001458769
DateFeb 12, 2021
Instrument1458769
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateDec 18, 2017
Property Address2203 SADDLEBROOK RD, BUFFALO, MN 55313-3751
Document Number0001360393
Instrument DateDec 14, 2017
Instrument1360393
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyMULTIPLE

Transaction

AmountAmount Recorded
Tax$1,072.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2203 SADDLEBROOK RD, BUFFALO, MN 55313-3751

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityBuffalo City
CountyWright County
Unified School DistrictBuffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,216.00 (+5.72%)$448,800 (+5.62%) Land $75,000 Building $373,800$448,800 (+5.62%) Land $75,000 Building $373,800
2025$424,900 (-2.48%) Land $75,000 Building $349,900$424,900 (-2.48%) Land $75,000 Building $349,900
2023$4,934.00 (+1.31%)$435,700 Land $70,000 Building $365,700$435,700 Land $70,000 Building $365,700
2022$4,870.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
City of Buffalo, Minnesota
Fiber
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 334 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBuffalo
serves 16,711 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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