2203 S Outer Belt Rd, Oak Grove, MO 64075 Property Records

Jackson County property record for 2203 S Outer Belt Rd, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,325 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$634,290 (May 2024)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-500-01-13`

Property Details

APN / Parcel Number

Primary APN	`21-500-01-13`
Alternative APNs	`21-500-01-13-00-0-00-000` `2135581`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,325 sqft Living Area
1st Floor Area	2,325 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Porch	Open Porch
Deck Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2135581
Street Address	2203 S OUTER BELT RD
City	OAK GROVE
State	MO
Zip	64075-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-8 TWP-49 RNG-29---PT NE 1/4 DAF: BEG E 1/4 COR TH N 86 D EG 20 MIN 47 SEC W 1334.29 TO TRU POB TH N 86 DEG 20 MIN 47 SEC W 884.35 TH ALG CURV LF RAD 4950.93 LENGTH 263.30 TH
Legal Range	29W
Legal Township	49N
Legal Section	08
Legal Block	1
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	1
Census Block	1056
Census Tract	14903

Owner

2203 S Outer Belt Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2203 S OUTER BELT RD, OAK GROVE, MO 64075-8617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 20, 2020	Deed of Trust, Mortgage FLAT BR MTG
Feb 25, 2020	Deed of Trust, Construction Loan · Construction Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Deed Document Number	202433108
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2203 S OUTER BELT RD, OAK GROVE, MO 64075-8617
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 S OUTER BELT RD, OAK GROVE, MO 64075-8617

Mortgage

Document Number	00E0078027
Date	Jul 16, 2021
Instrument	2021E0078027

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2203 S OUTER BELT RD, OAK GROVE, MO 64075-8617
Document Number	0000E62678
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 S OUTER BELT RD OAK GROVE MO 64075, OAK GROVE, MO 64075

Mortgage

Document Number	0000E62678
Date	Jul 21, 2020
Instrument	62678E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Feb 25, 2020
Property Address	2203 S OUTER BELT RD, OAK GROVE, MO 64075-8617
Document Number	0000E15974
Instrument Date	Feb 19, 2020
Instrument	15974E
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5 GRAIN VALLEY MO 640290005, GRAIN VALLEY, MO 64029-0005

Mortgage

Document Number	0000E15974
Date	Feb 25, 2020
Instrument	15974E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 24, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 2203 S Outer Belt Rd was $4,614, down 22.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,416 (-) Land $14,706 Building $46,710	$323,240 (-)
2025	$4,614.00 (-22.8%)	$61,416 Land $14,706 Building $46,710	$323,240
2024	$5,977.00 (+2.26%)
2023	$5,845.00	$80,045 Land $25,821 Building $54,224	$421,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2203 S Outer Belt Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2203 S Outer Belt Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 16 serves 4,075 people · EPA ID MO1020869
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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