Comal County property record for 2203 River Way, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,489 sqft · built 2022 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,771 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0077-00 |
| Primary APN | 45-0712-0077-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,489 sqft Living Area |
| Gross Area | 4,624 sqft |
| 1st Floor Area | 3,700 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 46,609 sqft |
| View / Lot | Hill/Valley |
| Garage Type | Attached |
| Garage Area | 653 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 2203 RIVER WAY |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING, LOT 77 |
| Legal Subdivision | RIVER CROSSING |
| Legal Block | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 310703 |
2203 River Way is owned and occupied by two individuals who acquired it in September 2016.
Source: Comal County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2203 RIVER WAY, SPRING BRANCH, TX 78070-5959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS REGIONAL BANK |
| Dec 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SAGE CAPITAL BANK |
| Aug 13, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage SAGE CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 |
| Deed Sale | Sep 15, 2016 |
| Deed Document Number | 201635821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 2203 RIVER WAY, SPRING BRANCH, TX 78070-5959 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006043388 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 202206043388 |
| Name | TEXAS REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.86% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 2203 RIVER WAY, SPRING BRANCH, TX 78070-5959 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4884 ELM CREEK DR, BULVERDE, TX 78163-3046 |
| Document Number | 0006063403 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 202106063403 |
| Name | SAGE CAPITAL BANK |
|---|---|
| Address | GONZALES, TX 78629 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Aug 13, 2021 |
| Property Address | 2203 RIVER WAY, SPRING BRANCH, TX 78070-5959 |
| Document Number | 0006042978 |
| Map Reference | VOL 13 PG 110-114 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 202106042978 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4884 CREEK DR, BULVERDE, TX 78163 |
| Document Number | 0006042979 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 202106042979 |
| Name | SAGE CAPITAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2203 River Way was $9,771 with a homeowner's exemption, down 5.8% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,360 (-1.74%) Land $187,240 Building $699,120 | $886,360 (-1.74%) Land $187,240 Building $699,120 | |
| 2025 | $9,771.00 (-5.84%) Homeowner's exemption | $902,070 Land $187,240 Building $714,830 | $902,070 Land $187,240 Building $714,830 |
| 2024 | $10,377.00 | ||
| 2023 | $1,041,710 Land $187,240 Building $854,470 | $1,041,710 Land $187,240 Building $854,470 | |
| 2022 | $9,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2203 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2203 River Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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