2203 Rd 20, Waco, NE 68460 Property Records

York County property record for 2203 Rd 20, Waco, NE 68460

Property Summary

Property Type	Single Family Home
Details	3.75 ba · 2,453 sqft · built 1963
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2021)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`930191617`

Property Details

APN / Parcel Number

Primary APN	`930191617`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,453 sqft Living Area
1st Floor Area	2,453 sqft
Basement Area	2,153 sqft
Unfinished Basement	2,453 sqft
Game Room	Game Room
Elevator	Elevator

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Garage Area	550 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	91 sqft
Deck Area	91 sqft
Patio Area	91 sqft
Shed	1 Shed
Utility Building	1,350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	2203 ROAD 20
City	WACO
State	NE
Zip	68460-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	IRR TR #2 NW 1/4 SW 1/4 20-10-1 (1.75 AC); MAP NUMBER: 3231-34-2-00000-000-0003
Legal Range	01
Legal Township	10
Legal Section	20
Legal Tract	2
Jurisdiction	YORK NE
Township / Civil Division	STEWART
Census Block Group	1
Census Block	1173
Census Tract	969600

Owner

Source: York County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 ROAD 20, WACO, NE 68460-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 6, 2021	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WEST GATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Jun 3, 2009
Deed Document Number	20212353
Deed Book / Page	101 / 265
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	2203 ROAD 20, WACO, NE 68460-9110
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000154/203
Date	Jan 5, 2026
Book Page	154/203
Instrument	2026-00018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	2203 ROAD 20, WACO, NE 68460-9110
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 ROAD 20, WACO, NE 68460-9110

Mortgage

Document Number	101/1
Date	Aug 6, 2021
Book Page	101/1
Instrument	2021-02289

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Aug 12, 2021
Property Address	2203 ROAD 20, WACO, NE 68460-9110
Document Number	101/265
Book / Page	101 / 265
Instrument Date	Aug 5, 2021
Instrument	2021-02353
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202102354
Date	Aug 12, 2021
Instrument	2021-02354

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Unified School District	Centennial Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (-20.93%)	$287,208 (-26.22%) Land $41,625 Building $245,583	$287,208 (-26.22%) Land $41,625 Building $245,583
2023	$3,493.00	$389,284 Land $24,500 Building $364,784	$389,284 Land $24,500 Building $364,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130
Rise Broadband Fixed Wireless	25 / 5

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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