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2203 Nancy Lou St, El Campo, TX 77437 Property Records

Wharton County property record for 2203 Nancy Lou St, El Campo, TX 77437

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,928 sqft · built 1951
Lot Size0.451 acres (19,646 sqft)
Owner2 Individual Names on File
Last Sale$62,500 (Jul 2021)
Tax Bill$5,702 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10615-000-180-00

Property Details

APN / Parcel Number

Primary APN10615-000-180-00
Alternative APNs
  • R016811
  • 16811

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,928 sqft Living Area
Gross Area3,564 sqft
1st Floor Area2,928 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1994
Lot Area19,646 sqft (0.451 acres)
Lot Dimensions184 ft deep x 107 ft wide
Garage TypeAttached
Garage Area636 sqft
PorchOpen Porch
Porch Area412 sqft
Patio Area348 sqft

Location & Zoning

Account Number1061500018000
Street Address2203 NANCY LOU ST
CityEL CAMPO
StateTX
Zip77437-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENDERSON LOT 18A
Legal SubdivisionHENDERSON
Legal Block1
Legal Lot Number18A
JurisdictionWHARTON TX
Township / Civil DivisionEL CAMPO
Census Block Group1
Census Block1023
Census Tract740902

Owner

2203 Nancy Lou St is owned and occupied by two individuals who bought it in July 2021.

Source: Wharton County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address2203 NANCY LOU ST, EL CAMPO, TX 77437-2409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jul 13, 2021Vendor's Lien, Transfer · Conventional Mortgage
TEXAS DOW EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2021 · Amount on File
Deed SaleJul 13, 2021 · Amount on File
Deed Document Number20214438
Deed Book / Page1225 / 916
Prior Transfer DateSep 21, 2011
Prior Transfer Doc0000005357
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHARTON TX
Property Address2203 NANCY LOU ST, EL CAMPO, TX 77437-2409
Transaction TypeMortgage
Record UpdatedNov 16, 2023
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001060/006
DateMay 17, 2017
Book Page1060/006
Instrument2017-00002697
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2032

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWHARTON TX
Recording DateJul 13, 2021
Property Address2203 NANCY LOU ST, EL CAMPO, TX 77437-2409
Document Number001225/916
Book / Page1225 / 916
Map ReferenceVOL 245 PG 530
Instrument DateJul 7, 2021
Instrument2021-00004438
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2203 NANCY LOU ST, EL CAMPO, TX 77437-2409

Mortgage

Document Number0001225918
DateJul 13, 2021
Instrument1225/918
Lender
NameTEXAS DOW EMPLOYEES CU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2203 Nancy Lou St was $5,702 with a homeowner's exemption.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityEl Campo City
CountyWharton County
Unified School DistrictEl Campo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,553 (+5.36%) Land $57,254 Building $262,299$319,553 (+5.36%) Land $57,254 Building $262,299
2025$5,702.00 Homeowner's exemption$303,304 Land $57,254 Building $246,050$303,304 Land $57,254 Building $246,050
2023$283,688 Land $57,254 Building $226,434$283,688 Land $57,254 Building $226,434
2022$5,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2203 Nancy Lou St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims2 (2015–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2203 Nancy Lou St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL CAMPO
serves 12,095 people · EPA ID TX2410002
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
YK Communications
Fiber		1,000 / 1,000
Rise Broadband
Fiber		1,000 / 200
Sparklight
Cable		1,000 / 50
Skynet
Fixed Wireless		100 / 50

May also be available: Nextlink.

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