Bell County property record for 2203 Memory Ln, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 2,054 sqft · built 2007 |
| Lot Size | 0.236 acres (10,285 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,968 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0905780579 |
| Primary APN | 0905780579 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,054 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,285 sqft (0.236 acres) |
| Lot Dimensions | 139 ft deep x 74 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Canopy | 160 sqft |
| Storage Building | 64 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Account Number | 640350 |
|---|---|
| Street Address | 2203 MEMORY LN |
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-7474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNAH HEIGHTS, BLOCK 003, LOT 0077 |
| Legal Subdivision | SAVANNAH HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22406 |
2203 Memory Ln is owned and occupied by an individual who acquired it in September 2020.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Sep 28, 2020 | Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 |
| Deed Sale | Sep 28, 2020 |
| Prior Sale | Mar 25, 2008 |
| Deed Document Number | 2020-00052524 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Investor | Possibly a Property Investor |
| Document Number | 0000046302 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025046302 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Document Number | 0000025953 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022025953 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Oct 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 28, 2020 |
| Property Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Document Number | 0000052524 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020-00052524 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | FIRST COMMUNITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 POND VIEW RD, 110, EVANS, GA 30809-6682 |
| Name | Verified Name |
|---|---|
| Address | 2203 MEMORY LN, HARKER HEIGHTS, TX 76548-7474 |
| Investor | Possibly a Property Investor |
| Document Number | 0000052525 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-00052525 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,968.00 (-20.16%) Homeowner's exemption | $271,854 Land $38,000 Building $233,854 | $271,854 Land $38,000 Building $233,854 |
| 2022 | $4,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2203 Memory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2203 Memory Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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