2203 Marker Rd, Middletown, MD 21769 Property Records

Frederick County property record for 2203 Marker Rd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,794 sqft · built 1880
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,608 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-145190`

Property Details

APN / Parcel Number

Primary APN	`03-145190`
Alternative APNs	`3145190` `145190`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,794 sqft Living Area
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	145190
Street Address	2203 MARKER RD
City	MIDDLETOWN
State	MD
Zip	21769-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FARM LOT 4 REMAINDER 3.00 ACRES FOXS TAVERN FARM LOTS
Legal Subdivision	FOXS TAVERN FARM LTS
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2023
Census Tract	770700

Owner

Source: Frederick County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust · Line of Credit FIGURE LENDING LLC
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 23, 2018	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC
Feb 10, 2017	Deed, Transfer · FHA Mortgage OLD LINE BANK
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018
Deed Sale	Mar 23, 2018
Prior Sale	Feb 10, 2017 · Amount on Record
Deed Book / Page	12328 / 419
Prior Transfer Date	Mar 12, 2018
Prior Transfer Doc	0123280419
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 9, 2026
Property Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Document Number	1780000429
Book / Page	17809 / 429
Instrument Date	Mar 31, 2026
Record Updated	Apr 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320

Mortgage

Document Number	1780000429,
Date	Apr 9, 2026
Book Page	17809/429

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 9, 2026
Property Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Document Number	0178090429
Book / Page	17809 / 429
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320

Mortgage

Document Number	1780000429,
Date	Apr 9, 2026
Book Page	17809/429

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150120453
Date	Jun 23, 2021
Book Page	15012/453

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2018
Property Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Document Number	0123280419
Book / Page	012328 / 000419
Instrument Date	Mar 12, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2203 MARKER RD MIDDLETOWN MD 217698320, MIDDLETOWN, MD 21769-8320

Mortgage

Document Number	123280424
Date	Mar 23, 2018
Book Page	012328/000424

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 10, 2017
Property Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Document Number	0116640209
Book / Page	11664 / 0209
Map Reference	MB83 PG39
Instrument Date	Jan 13, 2017
Instrument	11664-0209
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 WHITE OAKS BLVD, 925, BRIDGEPORT, WV 26330-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 MANER RD, MIDDLETOWN, MD 21769

Mortgage

Document Number	0116640218
Date	Feb 10, 2017
Book Page	11664/0218
Instrument	11664-0218

Lender

Name	OLD LINE BANK
Type	Bank
Address	BOWIE, MD 20716

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 10, 2017
Property Address	2203 MARKER RD, MIDDLETOWN, MD 21769-8320
Document Number	0116640204
Book / Page	011664 / 000204
Instrument Date	Jan 12, 2017
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2203 MARKER RD MIDDLETOWN MD 217698320, MIDDLETOWN, MD 21769-8320

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,000 (+34.05%)	$475,600 (+51.08%) Land $155,000 Building $320,600
2024	$4,608.00 (+20.09%)
2023	$3,837.00	$314,800 Land $108,000 Building $206,800	$314,800 Land $108,000 Building $206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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