2203 Ladd Dr, Clarksville, TN 37043 Property Records

Montgomery County property record for 2203 Ladd Dr, Clarksville, TN 37043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,146 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$100,900 (Sep 2008)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81H F 1.00`

Property Details

APN / Parcel Number

Primary APN	`81H F 1.00`
Alternative APNs	`081H F 00100 000` `54074`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,190 sqft
1st Floor Area	1,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,020 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2203 LADD DR
City	CLARKSVILLE
State	TN
Zip	37043-5257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIVISION: RICHVIEW PARK BLOCK: 2-B LOT: 40 QUITCLAIM DEED V612 2257
Legal Subdivision	RICHVIEW PARK
Legal Block	2-B
Legal Lot Number	40
Jurisdiction	MONTGOMERY TN
Township / Civil Division	21
Census Block Group	1
Census Block	1001
Census Tract	100500

Owner

2203 Ladd Dr is owned and occupied by an individual who bought it in September 2008.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2203 LADD DR, CLARKSVILLE, TN 37043-5257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2008 · Amount on File
Deed Sale	Sep 26, 2008 · Amount on File
Prior Sale	Dec 13, 1995 · Amount on File
Deed Book / Page	1248 / 2155
Transfer Doc	0612002257
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2203 LADD DR, CLARKSVILLE, TN 37043-5257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 LADD DR, CLARKSVILLE, TN 37043-5257

Mortgage

Document Number	0001183477
Date	Oct 10, 2018
Book Page	0000001842/0000000264
Instrument	1183477

Lender

Name	F&M BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2203 Ladd Dr was $1,500, up 1.4% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+1.35%)	$49,675 (-)	$198,700 (-) Land $55,000 Building $143,700
2024	$1,480.00 (+11.53%)	$49,675 (+57.95%)	$198,700 Land $55,000 Building $143,700
2023	$1,327.00	$31,450 (-)
2022	$1,327.00	$31,450	$125,800 Land $32,000 Building $93,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2203 Ladd Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2203 Ladd Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20