2203 Hudson Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 2203 Hudson Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1960
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2023)
Tax Bill	$1,557 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-130929`

Property Details

APN / Parcel Number

Primary APN	`07-130929`
Alternative APNs	`7130929` `130929`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	130929
Street Address	2203 HUDSON RD
City	CAMBRIDGE
State	MD
Zip	21613-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2.75 ACRES S/S MD. RT. 343 CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3014
Census Tract	970600

Owner

2203 Hudson Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2203 HUDSON RD, CAMBRIDGE, MD 21613-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Feb 27, 2019	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Feb 27, 2019 · Amount on File
Deed Book / Page	1829 / 486
Transfer Doc	0005870199
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 23, 2023
Property Address	2203 HUDSON RD, CAMBRIDGE, MD 21613-3357
Document Number	0018290486
Book / Page	1829 / 486
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2203 HUDSON RD, CAMBRIDGE, MD 21613-3357

Mortgage

Document Number	0001829493
Date	Aug 23, 2023
Instrument	1829-493

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2203 HUDSON RD, CAMBRIDGE, MD 21613-3357
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015800114
Date	Jun 19, 2020
Book Page	1580/114

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2045

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 27, 2019
Property Address	2203 HUDSON RD, CAMBRIDGE, MD 21613-3357
Document Number	0015070066
Book / Page	1507 / 066
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2203 HUDSON RD, CAMBRIDGE, MD 21613-3357

Mortgage

Document Number	0000150777
Date	Feb 27, 2019
Instrument	1507/77

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2203 Hudson Rd was $1,557, up 29% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,557.00 (+29%)	$131,167 (+30.51%)	$192,500 (+91.54%) Land $41,700 Building $150,800
2025	$1,207.00	$100,500 Land $41,700 Building $58,800	$100,500 Land $41,700 Building $58,800
2023	$1,082.00	$91,967	$100,500 Land $41,700 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2203 Hudson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2203 Hudson Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 91% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Bay Country Communications, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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