2203 Hanover St, Albany, GA 31707 Property Records

Dougherty County property record for 2203 Hanover St, Albany, GA 31707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,924 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2008 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`00303/00021/004`

Property Details

APN / Parcel Number

Primary APN	`00303/00021/004`
Alternative APN	`31883`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,924 sqft Heated Area
1st Floor Area	1,924 sqft
Utility Area	138 sqft
Flooring	Asbestos (Tiles, Sheet)
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	169 ft deep x 128 ft wide
Terrain	Wet
Garage Area	506 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Patio Area	144 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31883
Street Address	2203 HANOVER ST
City	ALBANY
State	GA
Zip	31707-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 LAKE PARK S/D E
Legal Subdivision	LAKE PARK WEST
Legal Block	41
Legal Lot Number	5
Jurisdiction	DOUGHERTY GA
Township / Civil Division	WEST DOUGHERTY
Census Block Group	1
Census Block	1007
Census Tract	502

Owner

Source: Dougherty County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANK OF COCHRAN
Dec 16, 2008	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Mar 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 24, 2022	Warranty Deed, Transfer
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 10, 2021	Warranty Deed, Transfer
Dec 3, 2019	Foreclosure
Feb 17, 2010	Deed, Transfer · FHA Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	20221791
Deed Book / Page	4992 / 18
Prior Transfer Date	Jan 31, 1985
Prior Transfer Doc	0752000597
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004820/0000000144
Date	Apr 8, 2021
Book Page	0000004820/0000000144
Instrument	002427

Lender

Name	THE CITIZENS BANK OF COCHRAN

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003555/330
Date	Dec 16, 2008
Book Page	3555/330
Instrument	010769

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 1, 2011

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 30, 2011

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002938/329
Date	Mar 8, 2005
Book Page	2938/329

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2025

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 HANOVER ST, ALBANY, GA 31707-3066

Mortgage

Document Number	0000004992/0000000019
Date	Jun 28, 2022
Book Page	0000004992/0000000019
Instrument	005037

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2020

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Jun 24, 2022
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Document Number	0004992/18
Book / Page	4992 / 18
Instrument Date	Jun 24, 2022
Instrument	2022-001791
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 HANOVER ST, ALBANY, GA 31707-3066

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Jun 24, 2022
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Document Number	0004992/18
Book / Page	4992 / 18
Instrument Date	Jun 24, 2022
Instrument	2022-001791
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 HANOVER ST, ALBANY, GA 31707-3066

Mortgage

Document Number	0000005037
Date	Jun 24, 2022
Instrument	005037

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2020

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Mar 10, 2021
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Document Number	004820/141
Book / Page	4820 / 141
Instrument Date	Mar 10, 2021
Instrument	2021-000844
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 HERITAGE CT, EASTMAN, GA 31023-5557

December 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	DOUGHERTY GA
Recording Date	Dec 3, 2019
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Document Number	004663/215
Book / Page	4663 / 215
Instrument Date	Dec 3, 2019
Instrument	2019-002847
Transaction Type	Foreclosure
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

February 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Feb 17, 2010
Property Address	2203 HANOVER ST, ALBANY, GA 31707-3066
Document Number	003682/106
Book / Page	3682 / 106
Instrument Date	Feb 12, 2010
Instrument	047-2010-000323
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2203 HANOVER ST, 2203, ALBANY, GA 31707-3066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 HANOVER ST, ALBANY, GA 31707-3066

Mortgage

Document Number	003682/108
Date	Feb 17, 2010
Book Page	3682/108
Instrument	001087

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Dougherty County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Albany City
County	Dougherty County
Unified School District	Dougherty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,439.00 (+6.71%)	$87,680 (+0.55%) Land $12,720 Building $74,960	$219,200 (+0.55%) Land $31,800 Building $187,400
2024	$4,160.00 (+2.41%)	$87,200 (-) Land $12,720 Building $74,480	$218,000 (-) Land $31,800 Building $186,200
2023	$4,062.00 (+56.29%)	$87,200 (+14.5%) Land $12,720 Building $74,480	$218,000 (+14.5%) Land $31,800 Building $186,200
2022	$2,599.00	$76,160 Land $12,720 Building $63,440	$190,400 Land $31,800 Building $158,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 units insured incl. 36 condo units
Nearby Flood Claims	21 (1978–2017)
Most Recent Claim	Jan 2017 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 101,245 people · EPA ID GA0950000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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