2203 E Washington St, Urbana, IL 61802 Property Records

Champaign County property record for 2203 E Washington St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,004 sqft · built 1981
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2025)
Tax Bill	$3,198 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-15-301-017`

Property Details

APN / Parcel Number

Primary APN	`91-21-15-301-017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Building Perimeter
1st Floor Area	1,004 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	636 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2203 E WASHINGTON ST
City	URBANA
State	IL
Zip	61802-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1414 COUNTRY SQUIRE ESTATES 9TH PLAT
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	COUNTRY SQUIRE ESTATES 9TH PLAT
Legal Lot Number	1414
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5007
Census Tract	5601

Owner

Source: Champaign County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · USDA Mortgage MIDLAND STATES BANK
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Nov 13, 2025	Warranty Deed, Transfer
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	202519426
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N CALHOUN ST, TOLONO, IL 61880-9501

Mortgage

Document Number	0000004005
Date	Mar 20, 2026
Instrument	2026R04005

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ILHTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N CALHOUN ST, TOLONO, IL 61880-9501

Mortgage

Document Number	0000003319
Date	Mar 9, 2026
Instrument	2026R03319

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 17, 2025
Property Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521
Document Number	0000019426
Map Reference	MB Y PG 299
Instrument Date	Dec 16, 2025
Instrument	2025R19426
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ILHTG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521

Mortgage

Document Number	0000019427
Date	Dec 17, 2025
Instrument	2025R19427

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	0000019428
Date	Dec 17, 2025
Instrument	2025R19428

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 13, 2025
Property Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521
Document Number	0000017545
Map Reference	MB Y PG 299
Instrument Date	Nov 13, 2025
Instrument	2025R17545
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 HICKORYWOOD DR, DECATUR, IL 62526-1846

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 21, 2017
Property Address	2203 E WASHINGTON ST, URBANA, IL 61802-4521
Document Number	0000023744
Instrument Date	Dec 20, 2017
Instrument	23744
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2203 E WASHINGTON ST URBANA IL 618024521, URBANA, IL 61802-4521

Mortgage

Document Number	23745
Date	Dec 21, 2017
Instrument	23745

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,160 (+5.81%) Land $14,010 Building $25,150	$117,480 (+5.81%) Land $42,030 Building $75,450
2024	$3,198.00 (+8.3%) Homeowner's exemption	$37,010 (+19.04%) Land $13,240 Building $23,770	$111,030 (+19.04%) Land $39,720 Building $71,310
2023	$2,953.00 (+8.77%)
2022	$2,715.00 Homeowner's exemption	$31,090 Land $11,120 Building $19,970	$93,270 Land $33,360 Building $59,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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