2203 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2203 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,597 sqft · built 1914
Lot Size	0.148 acres (6,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,900 (Jun 2015)
Tax Bill	$2,602 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0226`

Property Details

APN / Parcel Number

Primary APN	`35044.0226`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	927 sqft
Basement Area	744 sqft
Finished Basement	670 sqft
Unfinished Basement	74 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,459 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Porch	Enclosed Frame Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2203 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L7 B8
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	8
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2002
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 E PROVIDENCE AVE, SPOKANE, WA 99207-4560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2015 · Amount on Record
Deed Sale	Jun 17, 2015 · Amount on Record
Prior Sale	Aug 11, 2009 · Amount on Record
Deed Document Number	20156408659
Prior Transfer Date	Aug 28, 2006
Prior Transfer Doc	0005427861
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 10, 2026
Property Address	2203 E PROVIDENCE AVE, SPOKANE, WA 99207-4560
Document Number	0007507422
Instrument Date	Aug 4, 2026
Instrument	20267507422
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 E PROVIDENCE AVE, SPOKANE, WA 99207-4560

Mortgage

Document Number	0007507422,
Date	Aug 10, 2026
Instrument	20267507422

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2203 E PROVIDENCE AVE, SPOKANE, WA 99207-4560
Document Number	0006862392
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2203 E PROVIDENCE AVE SPOKANE WA 992074560, SPOKANE, WA 99207-4560

Mortgage

Document Number	0006862392
Date	Nov 8, 2019
Instrument	6862392

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2203 E PROVIDENCE AVE, SPOKANE, WA 99207-4560
Document Number	0006744860
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	FIDELITY NATIONAL TITLE-OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2203 E PROVIDENCE AVE SPOKANE WA 992074560, SPOKANE, WA 99207-4560

Mortgage

Document Number	0006744860
Date	Sep 19, 2018
Instrument	6744860

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,602.00 (+1.56%)	$262,700 (+0.31%) Land $90,000 Building $172,700	$262,700 (+0.31%) Land $90,000 Building $172,700
2025	$2,562.00 (-0.12%)
2024		$261,900 (+30.56%) Land $65,000 Building $196,900	$261,900 (+30.56%) Land $65,000 Building $196,900
2023	$2,565.00 (+9.15%)	$200,600 Land $42,000 Building $158,600	$200,600 Land $42,000 Building $158,600
2022	$2,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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