2203 Chambers Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2203 Chambers Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Mar 2022 Sale May 2021 Mortgage + 1 more
APN	`06-2.0-03-002-001-089.001`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-03-002-001-089.001`

Interior

Building Area	1,733 sqft Base Area
1st Floor Area	1,733 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	118 ft deep x 100 ft wide

Location & Zoning

Street Address	2203 CHAMBERS AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:FARVIEW ADDITION LOT:2 BLK:LGL DESC:
Legal Subdivision	FARVIEW ADDITION
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1022
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Beneficiary Deed, Transfer
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2010
Deed Sale	Aug 9, 2010
Prior Sale	Nov 3, 2009 · Amount on Record
Deed Document Number	20108589
Deed Book / Page	3224 / 54
Last Transfer Date	Mar 31, 2022
Transfer Doc	003774/399
Record Updated	Sep 20, 2026

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 31, 2022
Property Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977
Document Number	003774/399
Book / Page	3774 / 399
Instrument Date	Mar 31, 2022
Instrument	2022002988
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977

Mortgage

Document Number	3762/329
Date	May 17, 2021
Book Page	3762/329
Instrument	2021004986

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	QUINCY, IL 62305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 CHAMBERS AVE, SAINT JOSEPH, MO 64506-1977

Mortgage

Document Number	3761/986
Date	May 10, 2021
Book Page	3761/986
Instrument	2021004638

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	QUINCY, IL 62305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,504.00	$49,110 (+6.71%) Land $4,850 Building $44,260	$258,470 (+6.72%) Land $25,500 Building $232,970
2024	$3,504.00 (+16.49%)
2023	$3,008.00 (-0.66%)	$46,020 (-) Land $4,850 Building $41,170	$242,200 (-) Land $25,500 Building $216,700
2022	$3,028.00	$46,020 Land $4,850 Building $41,170
2021			$242,200 Land $25,500 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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