2203 12th St, Edgewater, FL 32132 Property Records

Volusia County property record for 2203 12th St, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1987
Lot Size	0.341 acres (14,868 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2005)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7432-10-00-0140`

Property Details

APN / Parcel Number

Primary APN	`7432-10-00-0140`
Alternative APNs	`34173210000140` `32173410000140` `4885811.0` `4885811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
1st Floor Area	1,542 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,868 sqft (0.341 acres)
Lot Dimensions	126 ft deep x 118 ft wide
Porch	Slab
Porch Area	394 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4885811
Street Address	2203 12TH ST
City	EDGEWATER
State	FL
Zip	32132-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R1
Legal Description	LOT 14 CHEROKEE RIDGE SUB MB 41 PG 27 PER OR 4277 PG 1171 PER OR 5516 PG 3667
Legal Range	34E
Legal Township	17S
Legal Section	32
Legal Subdivision	CHEROKEE RIDGE SUB MB
Legal Tract	10
Legal Lot Number	14
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2012
Census Tract	83009

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 586, EDGEWATER, FL 32132-0586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Prior Sale	Feb 14, 1998 · Amount on Record
Deed Document Number	200573374
Deed Book / Page	5516 / 3667
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2203 12TH ST, EDGEWATER, FL 32132-2035
Document Number	0074493579
Book / Page	007449 / 003579
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 586 EDGEWATER FL 321320586, EDGEWATER, FL 32132-0586

Mortgage

Document Number	0074493579
Date	Sep 22, 2017
Book Page	007449/003579
Instrument	182591

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 21, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,443 (+2.7%)	$498,236 (+8.88%) Land $141,600 Building $356,636
2025	$2,756.00 (-64.78%) Homeowner's exemption	$193,226 (-53.16%)	$457,598 (+10.93%) Land $141,600 Building $315,998
2023	$7,826.00 (+199.5%)	$412,525 (+133.06%) Land $112,100 Building $300,425	$412,525 (+9.99%) Land $112,100 Building $300,425
2022	$2,613.00 Homeowner's exemption	$177,002	$375,069 Land $112,100 Building $262,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	9 (2022–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20