22026 Rustic Shores Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 22026 Rustic Shores Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,357 sqft · built 2002
Lot Size	0.238 acres (10,404 sqft)
Owner	Individual Name on Record
Tax Bill	$8,586 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R263244`

Property Details

APN / Parcel Number

Primary APN	`R263244`
Alternative APN	`3529-04-001-0010-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,357 sqft Living Area
1st Floor Area	2,093 sqft
2nd Floor Area	1,264 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,404 sqft (0.238 acres)
Garage Type	Detached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	384 sqft
Porch	Open Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R263244
Street Address	22026 RUSTIC SHORES LN
City	KATY
State	TX
Zip	77450-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKES PHASE 2 SEC 4, BLOCK 1, LOT 1
Legal Subdivision	GRAND LAKES PHASE TWO SEC 4
Legal Block	1
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2008
Census Tract	673009

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22026 RUSTIC SHORES LN, KATY, TX 77450-5480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 24, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUARANTY BANK & TRUST NA
Dec 26, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020
Deed Sale	Mar 24, 2020
Prior Sale	Aug 10, 2006
Deed Document Number	2020034786
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22026 RUSTIC SHORES LN, KATY, TX 77450-5480
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173410
Date	Oct 15, 2021
Instrument	2021173410

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Aug 1, 2041

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 24, 2020
Property Address	22026 RUSTIC SHORES LN, KATY, TX 77450-5480
Document Number	0000034786
Map Reference	VOL 2204 PG A
Instrument Date	Mar 24, 2020
Instrument	2020034786
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22026 RUSTIC SHORES LN, KATY, TX 77450-5480

Mortgage

Document Number	0000034787
Date	Mar 24, 2020
Instrument	2020034787

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 26, 2017
Property Address	22026 RUSTIC SHORES LN, KATY, TX 77450-5480
Document Number	0000140602
Instrument Date	Dec 21, 2017
Instrument	140602
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2018
Title Company	UNIVERSAL TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22730 BURTON GROVE RD RICHMOND TX 774694755, RICHMOND, TX 77469-4755

Mortgage

Document Number	140603
Date	Dec 26, 2017
Instrument	140603

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,586.00 (-4.66%) Homeowner's exemption	$661,414 (+1%) Land $110,968 Building $582,257	$693,225 (+6.7%) Land $110,968 Building $582,257
2024	$9,006.00 (+23.52%) Homeowner's exemption	$601,285 (+1%) Land $110,968 Building $538,723	$649,691 (+1.3%) Land $110,968 Building $538,723
2023	$7,291.00 (-14.35%) Homeowner's exemption	$546,623 Land $85,360 Building $555,999	$641,359 Land $85,360 Building $555,999
2018	$8,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Nearby Flood Policies	81 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 2 serves 2,076 people · EPA ID TX0790387
Water Source	Purchased surface water from GRAND LAKES MUD 4
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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