Baldwin County property record for 22023 Garland Loop, Silverhill, AL 36576
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,881 sqft · built 2006 |
| Lot Size | 0.198 acres (8,645 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2025) |
| Tax Bill | $865 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-02-04-0-000-007.026 |
| Primary APN | 47-02-04-0-000-007.026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,881 sqft Heated Area |
| 1st Floor Area | 1,636 sqft |
| Upper Floors Area | 245 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,645 sqft (0.198 acres) |
| Lot Dimensions | 133 ft deep x 65 ft wide |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 522385 |
|---|---|
| Street Address | 22023 GARLAND LOOP |
| City | SILVERHILL |
| State | AL |
| Zip | 36576-3665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65' X 133' LOT 17 LAUREL HILL SUB SLIDE 2249-A SEC 4-T6S-R3E |
| Legal Subdivision | LAUREL HILL SUB |
| Legal Lot Number | 17 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10907 |
22023 Garland Loop is owned and occupied by an individual who bought it in September 2025.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22023 GARLAND LOOP, SILVERHILL, AL 36576-3665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Feb 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP |
| Feb 2, 2023 | Affidavit, Transfer |
| Feb 21, 2019 | Loan Modification, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Apr 19, 2022 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Jul 1, 2025 · Amount on File |
| Deed Document Number | 20252211202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 18, 2025 |
| Property Address | 22023 GARLAND LOOP, SILVERHILL, AL 36576-3665 |
| Document Number | 0002211202 |
| Map Reference | SL 2249-A |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2211202 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1107 DAUPHIN ST, MOBILE, AL 36604-2511 |
| Name | Verified Name |
|---|---|
| Address | 22023 GARLAND LOOP, RICHVILLE, MN 56576 |
| Document Number | 0002211203 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2211203 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 2, 2023 |
| Property Address | 22023 GARLAND LOOP, SILVERHILL, AL 36576-3665 |
| Document Number | 0002045367 |
| Map Reference | SL 2249-A |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2045367 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 160025, TAMPA, FL 33616 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 22023 GARLAND LOOP, MOBILE, AL 36616 |
| Investor | Possibly a Property Investor |
| Document Number | 0002045368 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2045368 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 2, 2023 |
| Property Address | 22023 GARLAND LOOP, SILVERHILL, AL 36576-3665 |
| Document Number | 0002045369 |
| Map Reference | SL 2249-A |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2045369 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 22023 GARLAND LOOP, SILVERHILL, AL 36576-3665 |
| Document Number | 0001748487 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22023 GARLAND LOOP SILVERHILL AL 365763665, SILVERHILL, AL 36576-3665 |
| Document Number | 0001748487 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 1748487 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Rate | 5% |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 19, 2022 |
| Property Address | 22023 GARLAND LOOP, SILVERHILL, AL 36576-3665 |
| Document Number | 0001993206 |
| Map Reference | SL 2249-A |
| Instrument Date | Mar 6, 2015 |
| Instrument | 1993206 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 22023 Garland Loop was $865 with a homeowner's exemption, down 3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $865.00 (-3.03%) | $29,060 (-2.87%) Land $4,280 Building $24,780 | $290,600 (-2.84%) Land $42,800 Building $247,800 |
| 2024 | $892.00 (-51.84%) Homeowner's exemption | $29,920 (-49.93%) Land $3,960 Building $25,960 | $299,100 (+0.1%) Land $39,600 Building $259,500 |
| 2023 | $1,852.00 (+152.32%) Homeowner's exemption | $59,760 (+137.52%) | $298,800 (+18.76%) Land $24,600 Building $274,200 |
| 2022 | $734.00 (+27.21%) Homeowner's exemption | $25,160 | $251,600 Land $23,400 Building $228,200 |
| 2021 | $577.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22023 Garland Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22023 Garland Loop is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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