22023 45th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 22023 45th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,664 sqft · built 1977
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2007)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`781620-0-830`

Property Details

APN / Parcel Number

Primary APN	`781620-0-830`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	576 sqft
1st Floor Area	528 sqft
Upper Floors Area	1,136 sqft
Basement Area	528 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	22023 45TH AVE E
City	SPANAWAY
State	WA
Zip	98387-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 34 SOUTHWOOD SECOND ADD: SOUTHWOOD SECOND ADD L 21 BLK D EASE OF RECORD
Legal Range	03
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHWOOD SECOND ADD
Legal Block	D
Legal Lot Number	21
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71414

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22023 45TH AVE E, SPANAWAY, WA 98387-6830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2007 · Amount on Record
Deed Sale	Jun 15, 2007 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	2007815
Prior Transfer Date	Jun 12, 2007
Prior Transfer Doc	0000000816
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	22023 45TH AVE E, SPANAWAY, WA 98387-6830
Document Number	2010060261
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22023 45TH AVE E SPANAWAY WA 983876830, SPANAWAY, WA 98387-6830

Mortgage

Document Number	2010060261
Date	Oct 6, 2020
Instrument	202010060261

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,500 (+3.87%) Land $158,100 Building $249,400	$407,500 (+3.87%) Land $158,100 Building $249,400
2025	$4,839.00 (+4.92%)
2024	$4,612.00 (-2.37%)	$392,300 (-4.29%) Land $160,600 Building $231,700	$392,300 (-4.29%) Land $160,600 Building $231,700
2023	$4,724.00	$409,900 Land $160,600 Building $249,300	$409,900 Land $160,600 Building $249,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20