22022 Seashore Cir, Estero, FL 33928 Property Records

Lee County property record for 22022 Seashore Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,498 sqft · built 1994
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$294,900 (Apr 2017)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-47-25-E1-08000.0250`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E1-08000.0250`
Alternative APNs	`250447E1080000250` `10277060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	1,598 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Florida Room
Porch Area	196 sqft
Patio Area	588 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10277060
Street Address	22022 SEASHORE CIR
City	ESTERO
State	FL
Zip	33928-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	TR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 25
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES S/D
Legal Tract	MN
Legal Block	3
Legal Lot Number	25
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3004
Census Tract	50320

Owner

22022 Seashore Cir is owned and occupied by two individuals who bought it in April 2017.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22022 SEASHORE CIR, ESTERO, FL 33928-4301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 21, 2018	Loan Modification, Mortgage · Conventional with PMI WFB NA
Apr 11, 2017	Warranty Deed, Transfer · Conventional with PMI VAN DYK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Nov 5, 1997 · Amount on File
Deed Document Number	201777628
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22022 SEASHORE CIR, ESTERO, FL 33928-4301
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22022 SEASHORE CIR, ESTERO, FL 33928-4301

Mortgage

Document Number	0000335840
Date	Oct 12, 2021
Instrument	2021000335840

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2036

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE FL
Property Address	22022 SEASHORE CIR, ESTERO, FL 33928-4301
Document Number	0000065630
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22022 SEASHORE CIR ESTERO FL 339284301, ESTERO, FL 33928-4301

Mortgage

Document Number	0000065630
Date	Mar 20, 2018
Instrument	65630

Lender

Name	WFB NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 11, 2017
Property Address	22022 SEASHORE CIR, ESTERO, FL 33928-4301
Document Number	0000077628
Instrument Date	Mar 23, 2017
Instrument	77628
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22022 SEASHORE CIR ESTERO FL 339284301, ESTERO, FL 33928-4301

Mortgage

Document Number	77629
Date	Apr 11, 2017
Instrument	77629

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22022 Seashore Cir was $3,227 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,961 (+2.7%)	$381,865 (-5.02%) Land $68,339 Building $313,526
2025	$3,227.00 Homeowner's exemption	$259,943	$402,050 Land $79,070 Building $322,980
2023	$2,999.00 (-1.41%) Homeowner's exemption	$245,259 (+3%)	$388,879 (+22.06%) Land $154,100 Building $234,779
2022	$3,042.00 Homeowner's exemption	$238,116	$318,586 Land $190,540 Building $128,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22022 Seashore Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22022 Seashore Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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