22022 Lovell Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 22022 Lovell Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,440 sqft · built 1960
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2018)
Tax Bill	$7,068 (2024)
Deeds & Mortgages	Feb 2021 Transfer Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-400-002`

Property Details

APN / Parcel Number

Primary APN	`09-11-400-002`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,440 sqft Building Perimeter
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	220,849 sqft (5.07 acres)
Lot Dimensions	631 ft deep x 308 ft wide
Garage Type	Detached
Garage Area	720 sqft
Porch	Open Porch
Deck Area	240 sqft
Pole Barn	1,680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0911400002
Street Address	22022 LOVELL RD
City	SYCAMORE
State	IL
Zip	60178-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	COUNTY CLERKS SUBDIVISION- PT SE 1/4 PER DOC 359070 - SEC 11, TWP 40N, R 5EAKAPT 137 ON SE 1/4 - COUNTY CLERKS SUBDIVISON - SEC 11 - T40N R5E
Legal Range	00
Legal Township	40N
Legal Section	11
Legal Subdivision	COUNTY CLERKS SUBDIVISION
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1028
Census Tract	401

Owner

Source: DeKalb County records · APN 09-11-400-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2021	Intrafamily Transfer, Transfer
Jun 05, 2020	Deed of Trust, Mortgage MIDWEST CMNTY BK
Jun 28, 2019	Deed of Trust, Mortgage MIDWEST CMNTY BK
Jul 31, 2018	Grant Deed, Transfer · Conventional Mortgage MIDWEST CMNTY BK
Mar 06, 2018	Deed of Trust, Mortgage FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	20187368
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000001614
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Feb 05, 2021
Property Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365
Document Number	0000001614
Instrument Date	Jan 25, 2021
Instrument	2021001614
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365
Document Number	0000005261
Instrument Date	Jun 05, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22022 LOVELL RD SYCAMORE IL 601788365, SYCAMORE, IL 60178-8365

Mortgage

Document Number	0000005261
Date	Jun 10, 2020
Instrument	5261

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 09, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365
Document Number	0000007727
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 08, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22022 LOVELL RD SYCAMORE IL 601788365, SYCAMORE, IL 60178-8365

Mortgage

Document Number	0000007727
Date	Aug 27, 2019
Instrument	7727

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 31, 2018
Property Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365
Document Number	0000007368
Instrument Date	Jul 20, 2018
Instrument	7368
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22022 LOVELL RD SYCAMORE IL 601788365, SYCAMORE, IL 60178-8365

Mortgage

Document Number	7369
Date	Jul 31, 2018
Instrument	7369

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	CAMPTON HILLS, IL 60174

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	22022 LOVELL RD, SYCAMORE, IL 60178-8365
Document Number	0000002625
Instrument Date	Mar 06, 2018
Transaction Type	Mortgage
Record Updated	Apr 05, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22022 LOVELL RD SYCAMORE IL 601788365, SYCAMORE, IL 60178-8365

Mortgage

Document Number	0000002625
Date	Mar 23, 2018
Instrument	2625

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,625 (+11.95%) Land $18,396 Building $82,229
2024	$7,068.00
2023		$89,884 Land $16,168 Building $73,716
2018			$218,397 Land $34,983 Building $183,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Express Dial Internet Fixed Wireless	40 / 10
Opiquad Fixed Wireless	40 / 10
AT&T Fixed Wireless	25 / 3
American Heartland Fiber Networks Fixed Wireless	10 / 1

May also be available: Benton Ridge Telephone Company, Blast Communications.

Based on FCC filings for 8 locations within half a mile of this property.

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