22021 Beaverbrook Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 22021 Beaverbrook Dr, Smithsburg, MD 21783

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 1,791 sqft · built 1978
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Apr 2019)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-008988`

Property Details

APN / Parcel Number

Primary APN	`07-008988`
Alternative APN	`008988`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,791 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Carport
Garage Area	416 sqft
Carport	Carport
Carport Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008988
Street Address	22021 BEAVERBROOK DR
City	SMITHSBURG
State	MD
Zip	21783-2034
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RR
Legal Description	LOT 43 1.45 AC 22021 BEAVERBROOK DR BEAVERBROOK SUBDIVISION
Legal Subdivision	BEAVERBROOK SUB
Legal Lot Number	43
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2020
Census Tract	11202

Owner

Source: Washington County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2019	Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC
Aug 10, 2018	Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Deed Book / Page	5947 / 271
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067500176
Date	Sep 7, 2021
Book Page	6750/176

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061690185
Date	Jan 28, 2020
Book Page	6169/0185

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063890300
Date	Oct 13, 2020
Book Page	6389/300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jul 1, 2049

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 2, 2019
Property Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034
Document Number	0059470271
Book / Page	5947 / 0271
Map Reference	PL 685-685A
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034

Mortgage

Document Number	0005947279
Date	Apr 2, 2019
Instrument	5947/279

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22021 BEAVERBROOK DR, SMITHSBURG, MD 21783-2034
Document Number	0058480023
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22021 BEAVERBROOK DR SMITHSBURG MD 217832034, SMITHSBURG, MD 21783-2034

Mortgage

Document Number	0058480023
Date	Oct 4, 2018
Book Page	005848/000023

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,800 (+26.06%)	$313,900 (+25.26%) Land $83,300 Building $230,600
2023	Disabled Person's exemption Veteran's exemption	$232,267	$250,600 Land $83,300 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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