22020 Co Rd 49, O Brien, FL 32071 Property Records

Suwannee County property record for 22020 Co Rd 49, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,386 sqft · built 2008
Lot Size	0.572 acres (24,940 sqft)
Owner	Individual Name on File
Last Sale	$80,300 (Jun 2011)
Tax Bill	$960 (2024)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-05S-14E-03428-090080`

Property Details

APN / Parcel Number

Primary APN	`13-05S-14E-03428-090080`
Alternative APN	`03428090080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	24,940 sqft (0.572 acres)
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	03428090080
Street Address	22020 COUNTY ROAD 49
City	O BRIEN
State	FL
Zip	32071-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOTS 8 9 22 & 23 BLOCK 9 NORTHWEST SUWANNEE HEIGHTS ORB 1648 P 374 WD YR 2012
Legal Range	14E
Legal Township	05S
Legal Section	13
Legal Subdivision	NORTHWEST SUWANNEE HEIGHTS
Legal Block	9
Legal Lot Number	8 9
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	2
Census Block	2037
Census Tract	970602

Owner

22020 Co Rd 49 is owned and occupied by an individual who bought it in June 2011.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	22020 COUNTY ROAD 49, O BRIEN, FL 32071-3440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2011 · Amount on File
Deed Sale	Jun 14, 2011 · Amount on File
Deed Document Number	2011132007
Deed Book / Page	01648 / 0374
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	22020 COUNTY ROAD 49, O BRIEN, FL 32071-3440
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22020 COUNTY ROAD 49, O BRIEN, FL 32071-3440

Mortgage

Document Number	0000258414
Date	Oct 11, 2022
Book Page	2393/31
Instrument	2022258414

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,448	$133,389 Land $8,200 Building $125,189
2024	$960.00 (+3.23%)
2023	$930.00 (+4.26%) Homeowner's exemption	$79,678 (+3%)	$126,516 (+39.9%) Land $8,200 Building $118,316
2022	$892.00 Homeowner's exemption	$77,357	$90,431 Land $4,800 Building $85,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22020 Co Rd 49 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22020 Co Rd 49 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 49

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