2202 W Chadwick Ln, Spokane, WA 99208 Property Records

Spokane County property record for 2202 W Chadwick Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,748 sqft · built 2004
Lot Size	0.137 acres (5,950 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Sep 2004)
Tax Bill	$5,215 (2026)
Deeds & Mortgages	Aug 2026 Reverse Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26252.1307`

Property Details

APN / Parcel Number

Primary APN	`26252.1307`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,748 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	1,458 sqft
Basement Area	1,434 sqft
Finished Basement	1,290 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,950 sqft (0.137 acres)
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Patio Area	58 sqft
Canopy	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2202 W CHADWICK LN
City	SPOKANE
State	WA
Zip	99208-4478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	GARDEN COURT AT STRATT0N MANOR LT 7 BLK 1
Legal Range	42E
Legal Township	26N
Legal Section	25
Legal Subdivision	GARDEN COURT AT STRATT0N MANOR
Legal Tract	A
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1018
Census Tract	10701

Owner

2202 W Chadwick Ln is owned and occupied by an individual who acquired it in November 2004.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2202 W CHADWICK LN, SPOKANE, WA 99208-4478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2004 · Amount on File
Deed Sale	Sep 8, 2004 · Amount on File
Deed Document Number	20045120300
Last Transfer Date	Nov 18, 2004
Transfer Doc	0005152637
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2026
Property Address	2202 W CHADWICK LN, SPOKANE, WA 99208-4478
Document Number	0007510567
Instrument Date	Jul 22, 2026
Instrument	20267510567
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 W CHADWICK LN, SPOKANE, WA 99208-4478

Mortgage

Document Number	0007510567,
Date	Aug 24, 2026
Instrument	20267510567

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	895 Months
Due	Mar 28, 2101

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2202 W CHADWICK LN, SPOKANE, WA 99208-4478
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007061460
Date	Apr 14, 2021
Instrument	7061460

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97218

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2202 W CHADWICK LN, SPOKANE, WA 99208-4478
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006915505
Date	Apr 29, 2020
Instrument	6915505

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2202 W Chadwick Ln was $5,215, up 3.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,215.00 (+3.72%)	$520,400 Land $130,000 Building $390,400	$520,400 Land $130,000 Building $390,400
2025	$5,028.00
2024		$546,600 (+37.47%) Land $80,000 Building $466,600	$546,600 (+37.47%) Land $80,000 Building $466,600
2023	$4,899.00 (+14.68%)	$397,600 Land $54,000 Building $343,600	$397,600 Land $54,000 Building $343,600
2022	$4,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 W Chadwick Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2202 W Chadwick Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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