2202 Valley Rd, Yankton, SD 57078 Property Records

Yankton County property record for 2202 Valley Rd, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,429 sqft · built 1993
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2017)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`78.355.000.061`

Property Details

APN / Parcel Number

Primary APN	`78.355.000.061`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
Basement Area	1,419 sqft
Finished Basement	1,419 sqft
Unfinished Basement	1,419 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2202 VALLEY RD
City	YANKTON
State	SD
Zip	57078-1895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 OUTLOT 6 HILLCREST EAST ADDN
Legal Subdivision	HILLCREST EAST
Legal Lot Number	1
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1053
Census Tract	966200

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2202 VALLEY RD, YANKTON, SD 57078-1895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage EXPLORERS CU
Jan 14, 2021	Deed of Trust, Mortgage EXPLORERS CU
Nov 14, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage SERVICES CENTER FCU
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Deed Book / Page	533 / 504
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2202 VALLEY RD, YANKTON, SD 57078-1895
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 VALLEY RD, YANKTON, SD 57078-1895

Mortgage

Document Number	000571/220
Date	Sep 25, 2023
Book Page	571/220

Lender

Name	EXPLORERS CU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 28, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2202 VALLEY RD, YANKTON, SD 57078-1895
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 VALLEY RD, YANKTON, SD 57078-1895

Mortgage

Document Number	556/117
Date	Jan 14, 2021
Book Page	556/117

Lender

Name	EXPLORERS CU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2202 VALLEY RD, YANKTON, SD 57078-1895
Transaction Type	Mortgage
Record Updated	Dec 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000537447
Date	Nov 14, 2017
Book Page	537/447

Lender

Name	SERVICES CENTER FCU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Mar 3, 2017
Property Address	2202 VALLEY RD, YANKTON, SD 57078-1895
Document Number	533/504
Book / Page	533 / 504
Map Reference	MB S15 PG 66
Instrument Date	Mar 3, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 824, WILLMAR, MN 56201-0824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2202 VALLEY RD, YANKTON, SD 57078-1895

Mortgage

Document Number	533505
Date	Mar 3, 2017
Instrument	533/505

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,900 (+22.3%) Land $37,500 Building $289,400	$326,900 Land $37,500 Building $289,400
2025	$4,261.00 (+18.82%)
2023		$267,300 Land $27,200 Building $240,100
2022	$3,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable	1,000 / 30

May also be available: Verizon.

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