2202 Surrey St, Sycamore, IL 60178 Property Records

DeKalb County property record for 2202 Surrey St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,402 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2023)
Tax Bill	$9,486 (2024)
Deeds & Mortgages	Nov 2023 Sale Feb 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-252-001`

Property Details

APN / Parcel Number

Primary APN	`06-21-252-001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,402 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Account Number	0621252001
Street Address	2202 SURREY ST
City	SYCAMORE
State	IL
Zip	60178-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 - NORTH GROVE CROSSINGS
Legal Subdivision	NORTH GROVE CROSSINGS
Legal Lot Number	28
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1042
Census Tract	402

Owner

2202 Surrey St is owned and occupied by two individuals who bought it in November 2023.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage MID AMERICA MTG
Mar 14, 2018	Grant Deed, Transfer · Conventional Mortgage MID AMERICA MTG
Sep 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	20238441
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 29, 2023
Property Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Document Number	0000008441
Map Reference	DOC 2004026448
Instrument Date	Nov 15, 2023
Instrument	2023008441
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2202 SURREY ST, SYCAMORE, IL 60178-8925

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 SURREY ST, SYCAMORE, IL 60178-8925

Mortgage

Document Number	0000001742
Date	Feb 15, 2022
Instrument	2022001742

Lender

Name	RESOURCE BANK
Type	Bank
Address	CORTLAND, IL 60112

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016330
Date	Dec 17, 2021
Instrument	2021016330

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Document Number	0000011960
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2202 SURREY ST SYCAMORE IL 601788925, SYCAMORE, IL 60178-8925

Mortgage

Document Number	0000011960
Date	Dec 26, 2019
Instrument	11960

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 14, 2018
Property Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Document Number	0000002296
Instrument Date	Jan 24, 2018
Instrument	2296
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2202 SURREY ST SYCAMORE IL 601788925, SYCAMORE, IL 60178-8925

Mortgage

Document Number	2297
Date	Mar 14, 2018
Instrument	2297

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 7, 2017
Property Address	2202 SURREY ST, SYCAMORE, IL 60178-8925
Document Number	0000008748
Instrument Date	Aug 10, 2017
Instrument	8748
Transaction Type	Foreclosure
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SOUTH SALT LAKE UT 841193284, SOUTH SALT LAKE, UT 84119-3284

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,367 Land $15,042 Building $106,325	$364,101 Land $45,126 Building $318,975
2024	$9,486.00
2023		$104,201 (+9.03%) Land $12,915 Building $91,286	$312,603 (+9.03%) Land $38,745 Building $273,858
2022		$95,571 Land $11,845 Building $83,726	$286,713 Land $35,535 Building $251,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2202 Surrey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2202 Surrey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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