Norfolk City property record for 2202 Silbert Rd, Norfolk, VA 23509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1942 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (Apr 2026) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Sep 2016 Refinance Apr 2026 Sale & Mortgage + 2 more |
| APN | 02168800 |
| Primary APN | 02168800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,998 sqft (0.138 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2202 SILBERT RD |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23509-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 30 |
| Legal Subdivision | SECTION 2 KENT PARK |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3100 |
Source: Norfolk City records · APN 02168800
Assessment roll updated September 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 01, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Apr 29, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage LOWER LLC |
| Mar 21, 2023 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| May 31, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance UNITED TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2023 · Amount on Record |
| Deed Document Number | 20268146 |
| Prior Transfer Date | May 24, 2022 |
| Prior Transfer Doc | 0000013739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0160018861 |
|---|---|
| Date | Sep 01, 2016 |
| Instrument | 160018861 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Sep 01, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Document Number | 0000008146 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20268146 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,118.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Document Number | 0000008149, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20268149 |
| Name | LOWER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Mar 21, 2023 |
| Property Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Document Number | 0230004460 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 230004460 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2023 |
| Title Company | NOBLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Document Number | 0230004461 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 230004461 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 31, 2022 |
| Property Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Document Number | 0220013739 |
| Instrument Date | May 24, 2022 |
| Instrument | 220013739 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2202 SILBERT RD, NORFOLK, VA 23509-2129 |
| Document Number | 0220013740 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 220013740 |
| Name | UNITED TRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,195.00 (+10.25%) | $259,800 (+12.03%) Land $65,500 Building $194,300 | $259,800 (+12.03%) Land $65,500 Building $194,300 |
| 2023 | $2,898.00 | $231,900 Land $65,500 Building $166,400 | $231,900 Land $65,500 Building $166,400 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 264 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NORFOLK serves 234,220 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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