2202 Seagull Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2202 Seagull Dr, Denver, NC 28037 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 2017
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on File
Tax Bill	$2,720 (2023)
Deeds & Mortgages	Apr 2024 Sale May 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4604-69-8229`

Property Details

APN / Parcel Number

Primary APN	`4604-69-8229`
Alternative APNs	`294299` `264022` `92948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,030 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Custom Design
Lot Area	7,797 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	294299
Street Address	2202 SEAGULL DR
City	DENVER
State	NC
Zip	28037-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#24 LT COVINGTON@LN PH4
Legal Subdivision	COVGTON/LK NORMAN SUB PH 4
Legal Lot Number	24
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2008
Census Tract	71203

Owner

Source: Lincoln County records · APN 4604-69-8229

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2022 SEAGULL DRIVE, DENVER, NC 28037
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed, Transfer
May 02, 2022	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
Sep 18, 2017	Reverse Mortgage, Subdivision Related Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2024
Deed Sale	Apr 22, 2024
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	679478
Deed Book / Page	3319 / 196
Record Updated	Jun 07, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 22, 2024
Property Address	2202 SEAGULL DR, DENVER, NC 28037-7873
Document Number	0003319196
Book / Page	3319 / 196
Map Reference	MB 17 PG 29-31
Instrument Date	Apr 18, 2024
Instrument	679478
Transaction Type	Transfer
Record Updated	May 06, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2202 SEAGULL DR, DENVER, NC 28037-7873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 SEAGULL DRIVE, DENVER, NC 28037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2202 SEAGULL DR, DENVER, NC 28037-7873
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 SEAGULL DR, DENVER, NC 28037-7873

Mortgage

Document Number	0003161114
Date	May 02, 2022
Book Page	3161/114
Instrument	651545

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.69%

September 2017: Reverse Mortgage, Subdivision Related Transfer

Document Type	Reverse Mortgage
Jurisdiction	LINCOLN NC
Recording Date	Sep 18, 2017
Property Address	2202 SEAGULL DR, DENVER, NC 28037-7873
Document Number	2693500
Book / Page	002693 / 000500
Instrument Date	Sep 15, 2017
Instrument	568163
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2202 SEAGULL DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2693502
Date	Sep 18, 2017
Book Page	002693/000502
Instrument	568164

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Mortgage

Document Number	2693520,
Date	Sep 18, 2017
Book Page	002693/000520
Instrument	568165

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,720.00	$431,285 Land $82,000 Building $349,285	$431,285 Land $82,000 Building $349,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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