2202 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2202 Pacific Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1956
Lot Size0.087 acres (3,800 sqft)
OwnerCompany Name on Record
Tax Bill$6,927 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN064-242-028

Property Details

APN / Parcel Number

Primary APN064-242-028

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeWood
Lot Area3,800 sqft (0.087 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2202 PACIFIC AVE
CityCAYUCOS
StateCA
Zip93430-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPR BCH 3 PTN BL 19 & PTN ABD RD
Legal SubdivisionPASO ROBLES BEACH C
Legal Block19
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3010
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1700 E CUMBERLAND BLVD, MILWAUKEE, WI 53211-1145
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 21, 1991
Transfer Doc0000038257
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2202 PACIFIC AVE, CAYUCOS, CA 93430-1441
Document Number0000038279
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedSep 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1700 E CUMBERLAND BLVD WHITEFISH BAY WI 532111145, WHITEFISH BAY, WI 53211-1145

Mortgage

Document Number0000038279
DateSep 17, 2018
Instrument38279
Lender
NameCOMMERCE ST BK
TypeBank
Address1700 S SILVERBROOK DR, WEST BEND, WI 53095-4685
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$669,895 (+2%) Land $526,359 Building $143,536
2025$6,927.00 (+1.94%)$656,761 (+4.04%) Land $516,039 Building $140,722
2023$6,795.00 (+1.74%)$631,259 Land $496,001 Building $135,258
2022$6,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people · EPA ID CA4010006
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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