2202 Olive St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 2202 Olive St, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.575 acres (25,050 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Apr 2017)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-30-151-016`

Property Details

APN / Parcel Number

Primary APN	`07-30-151-016`

Exterior

Lot Area	25,050 sqft (0.575 acres)

Location & Zoning

Street Address	2202 OLIVE ST
City	MOUNT VERNON
State	IL
Zip	62864-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON,E L REV PL LKPK L19-20 LT 3 EX BEG SW COR, N121.4',E TO E LN S126', W TO POB & S1/2 VAC OLIVE ST LYG N & ADJ
Legal Subdivision	EARL L SIMPSONS
Legal Lot Number	3
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1035
Census Tract	50600

Owner

2202 Olive St is owned and occupied by two individuals who bought it in April 2017.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2202 OLIVE ST, MOUNT VERNON, IL 62864-2855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Balloon Mortgage IAA CU
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage IAA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Deed Document Number	20171494
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	2202 OLIVE ST, MOUNT VERNON, IL 62864-2855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902014
Date	May 10, 2019
Instrument	201902014

Lender

Name	IAA CU

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 12, 2017
Property Address	2202 OLIVE ST, MOUNT VERNON, IL 62864-2855
Document Number	201701494
Map Reference	PL2 PG107
Instrument Date	Mar 17, 2017
Instrument	201701494
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	201701495
Date	Apr 12, 2017
Instrument	201701495

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2202 Olive St was $5,960 with a homeowner's exemption, up 1.5% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,960.00 (+1.53%)	$79,500 Land $15,606 Building $63,894	$238,500 Land $46,818 Building $191,682
2024	$5,870.00
2022		$59,612 Land $11,702 Building $47,910	$178,836 Land $35,106 Building $143,730
2021	$4,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 Olive St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2202 Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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