Buchanan County property record for 2202 Lovers Ln, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft · built 1962 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $231,300 (Oct 2021) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jun 2018 Mortgage + 4 more |
| APN | 06-2.0-04-001-000-129.000 |
| Primary APN | 06-2.0-04-001-000-129.000 |
|---|
| Building Area | 1,144 sqft Base Area |
|---|---|
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 114 ft deep x 77.4 ft wide |
| Street Address | 2202 LOVERS LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HIGHLAND PARK LOT:26 BLK:4LGL DESC:PRT LOT 26 BLK 4 BEG NW COR LOVERS LANE & CIRCLE DR TH SW ALG E/L LOVERS LANE 111.66' FOR POB TH SW ALG SD ST 77.4' THS 25.65' TH E 114.8' TH NE 68.8' TO PT 106.88' SE OF POB TH NW 106.88' TO POB |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 4 |
| Legal Lot Number | 26 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Jun 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 4, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| May 22, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Jun 15, 2020 · Amount on Record |
| Deed Document Number | 202111863 |
| Deed Book / Page | 3769 / 159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018009345 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 2018009345 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2018005020 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018005020 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 29, 2021 |
| Property Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Number | 3769/159 |
| Book / Page | 3769 / 159 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021011863 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Number | 2021011864 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021011864 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 15, 2020 |
| Property Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Number | 003749/681 |
| Book / Page | 3749 / 681 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2020004836 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Number | 2020004837 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020004837 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 4, 2018 |
| Property Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Number | 003709/345 |
| Book / Page | 3709 / 345 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 2018009344 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 22, 2018 |
| Property Address | 2202 LOVERS LN, SAINT JOSEPH, MO 64505-2248 |
| Document Number | 2018004575 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018004575 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5009 MULBERRY TER, SAINT JOSEPH, MO 64506-3812 |
| Investor | Possibly a Property Investor |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 | $23,100 (+6.16%) Land $3,880 Building $19,220 | $121,570 (+6.17%) Land $20,400 Building $101,170 |
| 2024 | $1,656.00 (+15.8%) | ||
| 2023 | $1,430.00 (-0.63%) | $21,760 (-) Land $3,880 Building $17,880 | $114,510 (-) Land $20,400 Building $94,110 |
| 2022 | $1,439.00 | $21,760 Land $3,880 Building $17,880 | |
| 2021 | $114,510 Land $20,400 Building $94,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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