2202 Locust St, Granger, IA 50109 Property Records

Dallas County property record for 2202 Locust St, Granger, IA 50109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,152 sqft · built 1973
Lot Size0.269 acres (11,700 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Aug 2021)
Tax Bill$4,774 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-01-451-005

Property Details

APN / Parcel Number

Primary APN08-01-451-005
Alternative APNs
  • 000000801451005
  • 580000801451005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,152 sqft Living Area
Gross Area3,322 sqft
1st Floor Area1,276 sqft
Basement Area1,276 sqft
Finished Basement750 sqft
Unfinished Basement526 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,700 sqft (0.269 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area220 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Account Number580000801451005
Street Address2202 LOCUST ST
CityGRANGER
StateIA
Zip50109-9637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOWELL FINESTEAD 1ST ADD LOT 4
Legal Range26W
Legal Township80N
Legal Section01
Legal SubdivisionFINESTEAD LOWELL 1ST ADDITION
Legal Tract2021-24381
Legal Lot Number4
JurisdictionDALLAS IA
Township / Civil DivisionGRANT
Census Block Group1
Census Block1089
Census Tract50100

Owner

2202 Locust St is owned and occupied by an individual who bought it in August 2021.

Source: Dallas County records, as of May 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2202 LOCUST ST, GRANGER, IA 50109-9637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · Line of Credit
EARLHAM SAVINGS BANK
Aug 19, 2021Intrafamily Transfer, Transfer
Aug 19, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2021 · Amount on File
Deed SaleAug 19, 2021 · Amount on File
Deed Book / Page2021 / 24381
Prior Transfer DateAug 16, 2021
Prior Transfer Doc2021024380
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS IA
Recording DateMay 5, 2026
Property Address2202 LOCUST ST, GRANGER, IA 50109-9637
Document Number0000007339
Book / Page2026 / 7339
Instrument DateMay 1, 2026
Instrument20267339
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2202 LOCUST ST, GRANGER, IA 50109-9637

Mortgage

Document Number0000007339,
DateMay 5, 2026
Book Page2026/7339
Instrument20267339
Lender
NameEARLHAM SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMay 1, 2066
Interest
Rate6.46%
Max Rate-1%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDALLAS IA
Recording DateAug 19, 2021
Property Address2202 LOCUST ST, GRANGER, IA 50109-9637
Document Number0202124380
Book / Page2021 / 24380
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2202 LOCUST ST, GRANGER, IA 50109-9637

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS IA
Recording DateAug 19, 2021
Property Address2202 LOCUST ST, GRANGER, IA 50109-9637
Document Number0202124381
Book / Page2021 / 24381
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$391.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2202 LOCUST ST, GRANGER, IA 50109-9637

Mortgage

Document Number0202124383
DateAug 19, 2021
Instrument2021-24383
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDallas County
MunicipalityGranger City
Unified School DistrictWoodward-Granger Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290,400 Land $58,200 Building $232,200$290,400 Land $58,200 Building $232,200
2024$4,774.00
2023$265,930 Land $43,650 Building $222,280$265,930 Land $43,650 Building $222,280
2022$4,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2202 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRANGER MUNI WATER SUPPLY
serves 1,654 people · EPA ID IA2537001
Water SourceGroundwater
Last State InspectionMay 2024
Also Mapped HereXENIA RWD (DES MOINES)
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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