2202 Laboratory Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2202 Laboratory Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,672 sqft · built 1978
Lot Size	1.76 acres (76,709 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2020)
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3622-86-7950`

Property Details

APN / Parcel Number

Primary APN	`3622-86-7950`
Alternative APNs	`362212867950` `280655` `299513` `313748` `22637`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Basement Area	669 sqft
Finished Basement	669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Concrete
Lot Area	76,709 sqft (1.76 acres)
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	7 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	313748
Street Address	2202 LABORATORY RD
City	LINCOLNTON
State	NC
Zip	28092-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Description	HOMESITE RD 1238
Legal Subdivision	LLOYD
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4013
Census Tract	70100

Owner

2202 Laboratory Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Sep 8, 2017	Grant Deed, Transfer · Conventional with PMI PLATINUM HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2020617590
Deed Book / Page	2960 / 609
Last Transfer Date	Nov 13, 2025
Transfer Doc	0003456390
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042

Mortgage

Document Number	0003203222
Date	Oct 12, 2022
Book Page	3203/222
Instrument	659002

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2062

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Nov 18, 2025
Property Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042
Document Number	0003456390
Book / Page	3456 / 390
Map Reference	MB A1 PG 12
Instrument Date	Nov 13, 2025
Instrument	702143
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042

Mortgage

Document Number	0000702144
Date	Nov 18, 2025
Instrument	702144

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 8, 2020
Property Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042
Document Number	2960609
Book / Page	2960 / 609
Map Reference	MB A1 PG 12
Instrument Date	Oct 8, 2020
Instrument	617590
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 LEAPING BROOK RD, 955, LINCOLNTON, NC 28092-8414

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	617591
Date	Oct 8, 2020
Instrument	617591

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 8, 2017
Property Address	2202 LABORATORY RD, LINCOLNTON, NC 28092-7042
Document Number	2691754
Book / Page	002691 / 000754
Instrument Date	Sep 7, 2017
Instrument	567818
Transaction Type	Transfer
Record Updated	Sep 20, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2202 LABORATORY RD LINCOLNTON NC 280927042, LINCOLNTON, NC 28092-7042

Mortgage

Document Number	2691757
Date	Sep 8, 2017
Book Page	002691/000757
Instrument	567819

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2202 Laboratory Rd was $1,920, up 3.3% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00 (+3.28%)	$280,083 (-) Land $38,250 Building $241,833	$280,083 (-) Land $38,250 Building $241,833
2025	$1,859.00	$280,083 Land $38,250 Building $241,833	$280,083 Land $38,250 Building $241,833
2023	$1,758.00	$280,083 Land $38,250 Building $241,833	$280,083 Land $38,250 Building $241,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 Laboratory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2202 Laboratory Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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