Burke County property record for 2202 Jay Clark Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,842 sqft Living Area |
| Lot Size | 36,155 sqft (0.83 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $196,000 (2019) |
| Tax Bill | $1,712.00 (2025) |
| Primary APN | 2706702528 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,842 sqft Living Area |
| 1st Floor | 1,316 sqft 1st Floor |
| Basement Area | 754 sqft Basement |
| Unfinished Basement | 754 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 36,155 sqft (0.83 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 216 sqft Shed |
| Deck Area | 56 sqft Deck |
| Patio Area | 248 sqft Patio |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2202 JAY CLARK RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9386 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2202 JAY CLARKE RD MORGANTON, NC 28655 |
| Legal Subdivision | MIDDLETON PLACE SUBDIVISION PHASE I |
| Jurisdiction | BURKE NC |
| Minor Civil Division | LOWER CREEK |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 20100 |
Source: Burke County records · APN 2706702528
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2202 JAY CLARK RD, MORGANTON, NC 28655-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE EMPS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Jan 30, 2009 |
| Deed Doc Number | 20192017030555 |
| Deed Book / Page | 2416 / 184 |
| Prior Transfer Date | May 21, 2013 |
| Prior Transfer Doc | 0020880164 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2202 JAY CLARK RD, MORGANTON, NC 28655-9386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022920146 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 2292/0146 |
| Instrument | 2017004251 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 31, 2019 |
| Property Address | 2202 JAY CLARK RD, MORGANTON, NC 28655-9386 |
| Document Number | 0024160184 |
| Book / Page | 2416 / 0184 |
| Map Reference | MB 13 PG 122 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2017030555 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2202 JAY CLARK RD, MORGANTON, NC 28655-9386 |
| Document Number | 2017030556 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2017030556 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2202 JAY CLARK RD, MORGANTON, NC 28655-9386 |
| Document Number | 0023300617 |
| Book / Page | 002330 / 000617 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2202 JAY CLARK RD MORGANTON NC 286559386, MORGANTON, NC 28655-9386 |
| Document Number | 0023300617 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 002330/000617 |
| Instrument | 12323 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2048 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,712.00 (-0.47%) | $236,571 (-) Land $21,285 Building $215,286 | $236,571 (-) Land $21,285 Building $215,286 |
| 2023 | $1,720.00 (+8.86%) | $236,571 (+30.21%) Land $21,285 Building $215,286 | $236,571 (+30.21%) Land $21,285 Building $215,286 |
| 2022 | $1,580.00 | $181,681 Land $16,039 Building $165,642 | $181,681 Land $16,039 Building $165,642 |
2202 Jay Clark Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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