Dorchester County property record for 2202 Horns Point Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,128 sqft · built 2024 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700,000 (Jul 2024) |
| Tax Bill | $9,157 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-193211 |
| Primary APN | 07-193211 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,128 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 239,580 sqft (5.5 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 488 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 193211 |
|---|---|
| Street Address | 2202 HORNS POINT RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRRCA |
| Legal Description | LOT 1 - 5.5 ACRES N OF MD. RT. 343 W OF CAMBRIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970702 |
Source: Dorchester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2202 HORNS POINT RD, CAMBRIDGE, MD 21613-3379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage ROSEDALE FSLA |
| Oct 3, 2022 | Correction Deed EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | May 4, 2010 · Amount on Record |
| Deed Book / Page | 1892 / 405 |
| Prior Transfer Date | Jun 30, 2022 |
| Prior Transfer Doc | 1771000143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 2202 HORNS POINT RD, CAMBRIDGE, MD 21613-3379 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2202 HORNS POINT RD, CAMBRIDGE, MD 21613-3379 |
| Document Number | 0017450180 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 1745/180 |
| Name | ROSEDALE FSLA |
|---|---|
| Type | Bank |
| Address | NOTTINGHAM, MD 21236 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Oct 3, 2022 |
| Property Address | 2202 HORNS POINT RD, CAMBRIDGE, MD 21613-3379 |
| Document Number | 0017710143 |
| Book / Page | 1771 / 143 |
| Instrument Date | Jun 30, 2022 |
| Record Updated | Sep 22, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 HIDDEN MOSS DR, COCKEYSVILLE, MD 21030-5411 |
Source: Dorchester County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $835,433 (+312.56%) | $902,500 (+345.68%) Land $212,500 Building $690,000 | |
| 2025 | $9,157.00 (+306.8%) | ||
| 2023 | $2,251.00 | $202,500 Land $202,500 | $202,500 Land $202,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 95 (1996–2024) |
| Claims Outside the SFHA | 3 of 95 |
| Most Recent Claim | May 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bloosurf Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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