2202 Garnet Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 2202 Garnet Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1997
Lot Size3.49 acres (152,024 sqft)
Owner2 Individual Names on File
Last Sale$27,900 (Feb 2015)
Tax Bill$1,043 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN140-016-300-008-01

Property Details

APN / Parcel Number

Primary APN140-016-300-008-01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,352 sqft Building Perimeter
1st Floor Area1,352 sqft
Basement Area1,352 sqft
Unfinished Basement1,352 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area152,024 sqft (3.49 acres)
Garage Area896 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2202 GARNET DR
CityCHEBOYGAN
StateMI
Zip49721-9174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR LOT 3, GREEN MAPLES SUB; TH N 0D 30M E 264FT; TH N 88D 48M W 330FT; TH N 0D 30M E 35.11FT; TH S 87D 32M 10S E
Legal Range01W
Legal Township003
Legal Section16
Legal SubdivisionGREEN MAPLES
Legal Lot Number3,5
JurisdictionCHEBOYGAN MI
Township / Civil DivisionALOHA
Census Block Group1
Census Block1082
Census Tract960401

Owner

2202 Garnet Dr is owned and occupied by two individuals who bought it in February 2015.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2202 GARNET DR, CHEBOYGAN, MI 49721-9174
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2015 · Amount on File
Deed SaleFeb 25, 2015 · Amount on File
Prior SaleJul 12, 2010
Deed Book / Page1276 / 501
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address2202 GARNET DR, CHEBOYGAN, MI 49721-9174
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2202 GARNET DR, CHEBOYGAN, MI 49721-9174

Mortgage

Document Number0000001468/0000000422
DateNov 23, 2021
Book Page0000001468/0000000422
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2202 Garnet Dr was $1,043 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionAloha Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,500$191,000
2025$1,043.00
2023$60,600$121,200
2022$941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 Garnet Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2202 Garnet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Presque Isle Connect
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on Garnet Dr

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