Bay County property record for 2202 E 8th Ct, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 bd · 1 ba · 360 sqft · built 1968 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | Company Name on Record |
| Last Sale | $19,000 (Nov 2025) |
| Tax Bill | $203 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16095-000-000 |
| Primary APN | 16095-000-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 360 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Street Address | 2202 E 8TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4634 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC04 |
| Legal Description | SHERMANS 2ND ADD 105A4 LOT 4 BLK D ORB 4371 P 840 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS 2ND ADD |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1700 |
Source: Bay County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1016 NAVY BLVD, PANAMA CITY, FL 32408-7444 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Nov 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Mar 4, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 202566741 |
| Deed Book / Page | 4974 / 334 |
| Prior Transfer Date | Nov 6, 2025 |
| Prior Transfer Doc | 0049740334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 2202 E 8TH CT, PANAMA CITY, FL 32401-4634 |
| Document Number | 0000036708 |
| Book / Page | 5046 / 1039 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202636708 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000036708, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 5046/1039 |
| Instrument | 202636708 |
| Name | CITADEL SERVICING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 17, 2025 |
| Property Address | 2202 E 8TH CT, PANAMA CITY, FL 32401 |
| Document Number | 0049740334 |
| Book / Page | 4974 / 334 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025066741 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1016 NAVY BLVD, PANAMA CITY BEACH, FL 32408-7444 |
| Name | Verified Name |
|---|---|
| Address | 1016 NAVY BLVD # 297, PANAMA CITY BEACH, FL 32408-7444 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 4, 2021 |
| Property Address | 2202 E 8TH CT, PANAMA CITY, FL 32401 |
| Document Number | 0043710840 |
| Book / Page | 4371 / 840 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021015504 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1016 THOMAS DR # 297, 1016, PANAMA CITY BEACH, FL 32408-7444 |
| Name | Verified Name |
|---|---|
| Address | 1016 THOMAS DRIVE 297 #297 # 297, 297, PANAMA CITY BEACH, FL 32408-7444 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203.00 (+0.5%) | $12,027 (-0.03%) | $14,612 (+21.45%) Land $14,462 Building $150 |
| 2024 | $202.00 (-43.42%) | $12,031 (+21.04%) Land $11,881 Building $150 | $12,031 (+21.04%) Land $11,881 Building $150 |
| 2023 | $357.00 (+3.18%) | $9,940 (+7.2%) Land $9,790 Building $150 | $9,940 (+7.2%) Land $9,790 Building $150 |
| 2022 | $346.00 | $9,272 Land $9,122 Building $150 | $9,272 Land $9,122 Building $150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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