Hamilton County property record for 2202 Duncan Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,037 sqft · built 1932 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $441 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146K T 012 |
| Primary APN | 146K T 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000075801 |
|---|---|
| Street Address | 2202 DUNCAN AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 BLK 38 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35 |
| Legal Subdivision | MONTAGUES ADDN HIGHL |
| Legal Block | 38 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2202 Duncan Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Hamilton County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2202 DUNCAN AVE, CHATTANOOGA, TN 37404-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage KD FINANCIAL SERVICES INC |
| Feb 11, 2021 | Warranty Deed, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Aug 31, 2020 | Warranty Deed, Transfer KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Feb 11, 2021 · Amount on File |
| Deed Document Number | 20260424221 |
| Deed Book / Page | 14274 / 400 |
| Prior Transfer Date | Nov 9, 2005 |
| Prior Transfer Doc | 0000000308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2202 DUNCAN AVE, CHATTANOOGA, TN 37404-3225 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000253 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 12584/655 |
| Instrument | 2021072700253 |
| Name | COLONY AMERICAN FINANCE LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 9, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 2202 DUNCAN AVE, CHATTANOOGA, TN 37404-3225 |
| Document Number | 0000000221 |
| Book / Page | 14274 / 400 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.221 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NORTH LA LAND AND TITLE, NORTH & MAIN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112,110.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2202 DUNCAN AVE, CHATTANOOGA, TN 37404-3225 |
| Document Number | 0000000222, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 14274/404 |
| Instrument | 2026.04.24.222 |
| Name | KD FINANCIAL SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 11, 2021 |
| Property Address | 2202 DUNCAN AVE, CHATTANOOGA, TN 37404-3225 |
| Document Number | 0000000139 |
| Book / Page | 12352 / 293 |
| Map Reference | MB 1 PG 35 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021021100139 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $347.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2186 E NORRIS ST, PHILADELPHIA, PA 19125-1952 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 31, 2020 |
| Property Address | 2202 DUNCAN AVE, CHATTANOOGA, TN 37404-3225 |
| Document Number | 0831000238 |
| Book / Page | 012133 / 000410 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 200831000238 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $278.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 406 FRAZIER AVE #102 CHATTANOOGA TN 374054447, 102, CHATTANOOGA, TN 37405-4447 |
The 2025 property tax bill for 2202 Duncan Ave was $441, up 23.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $441.00 (+23.88%) | $29,100 (+82.45%) | $116,400 (+82.45%) Land $50,000 Building $66,400 |
| 2024 | $356.00 | $15,950 (-) | $63,800 (-) Land $30,000 Building $33,800 |
| 2023 | $356.00 | $15,950 (-) | $63,800 (-) Land $30,000 Building $33,800 |
| 2022 | $356.00 | $15,950 | $63,800 Land $30,000 Building $33,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2202 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2202 Duncan Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures