Stearns County property record for 2202 Chelmsford Ln, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,290 sqft · built 1990 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,192 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51542-0410 |
| Primary APN | 82-51542-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,290 sqft Living Area |
| 1st Floor Area | 2,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Width | 190 ft Width |
| Garage Area | 839 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2202 CHELMSFORD LN |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 009 BLK 001 WALDEN WOODS SECTION 27 TOWNSHIP 124 RANGE 028 SECTION 27 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 27 |
| Legal Subdivision | WALDEN WOODS |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 402 |
2202 Chelmsford Ln is owner-occupied and held in a trust.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2202 CHELMSFORD LN, SAINT CLOUD, MN 56301-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2202 Chelmsford Ln was $7,192.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,192.00 | $487,100 (-) Land $100,000 Building $387,100 | $487,100 (-) Land $100,000 Building $387,100 |
| 2025 | $487,100 Land $100,000 Building $387,100 | $487,100 Land $100,000 Building $387,100 | |
| 2023 | $6,194.00 | $479,500 Land $65,000 Building $414,500 | $479,500 Land $65,000 Building $414,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2202 Chelmsford Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2202 Chelmsford Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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