2202 Austin Chaney Rd, Wingate, NC 28174 Property Records

Union County property record for 2202 Austin Chaney Rd, Wingate, NC 28174

Property Summary

Property Type	Other Improved
Details	built 2023
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,500 (May 2020)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-040-013`

Property Details

APN / Parcel Number

Primary APN	`09-040-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Lot Area	348,480 sqft (8 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2202 AUSTIN CHANEY RD
City	WINGATE
State	NC
Zip	28174
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	8.00A 7680-674
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	20701

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2208 AUSTIN CHANEY RD, WINGATE, NC 28174-7813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Deed Document Number	202018306
Deed Book / Page	7680 / 674
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2202 AUSTIN CHANEY RD, WINGATE, NC 28174
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008881859
Date	Apr 8, 2024
Book Page	8881/859
Instrument	7630

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2202 AUSTIN CHANEY RD, WINGATE, NC 28174
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 AUSTIN CHANEY RD, WINGATE, NC 28174-7813

Mortgage

Document Number	0009082662
Date	Mar 20, 2025
Book Page	9082/662
Instrument	6665

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Max Rate	11.5%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,000 (-) Land $106,800 Building $312,200	$419,000 (-) Land $106,800 Building $312,200
2025	$2,120.00 (+544.38%)	$419,000 (+733%) Land $106,800 Building $312,200	$419,000 (+733%) Land $106,800 Building $312,200
2023	$329.00	$50,300 (-) Land $50,300	$50,300 (-) Land $50,300
2022	$329.00	$50,300 Land $50,300	$50,300 Land $50,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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