22018 Timberidge St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 22018 Timberidge St, Saint Clair Shores, MI 48082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,635 sqft · built 1956
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2025)
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-03-428-013`

Property Details

APN / Parcel Number

Primary APN	`09-14-03-428-013`
Alternative APN	`1403428013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	121 ft deep x 56.2 ft wide
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22018 TIMBERIDGE ST
City	SAINT CLAIR SHORES
State	MI
Zip	48082-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	JENNIFER LOREN SUBDIVISION (L34, P35) LOT 19
Legal Subdivision	JENNIFER LOREN SUBDIVISION
Legal Lot Number	19
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2001
Census Tract	250300

Owner

22018 Timberidge St is owned and occupied by an individual who bought it in December 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1235 ASPEN DR, 5, MARYSVILLE, MI 48040-1992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Oct 24, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	2025110545
Deed Book / Page	30430 / 56
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 10, 2025
Property Address	22018 TIMBERIDGE ST, SAINT CLAIR SHORES, MI 48082-2261
Document Number	2500110545
Book / Page	30430 / 56
Map Reference	LB 34 PG 35
Instrument Date	Dec 8, 2025
Instrument	202500110545
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22018 TIMBERIDGE ST, SAINT CLAIR SHORES, MI 48082-2261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22018 TIMBERIDGE ST, SAINT CLAIR SHORES, MI 48082-2261
Investor	Possibly a Property Investor

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22018 TIMBERIDGE ST, SAINT CLAIR SHORES, MI 48082-2261
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22018 TIMBERIDGE ST, SAINT CLAIR SHORES, MI 48082-2261

Mortgage

Document Number	2200109820
Date	Sep 21, 2022
Book Page	28820/674
Instrument	202200109820

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 24, 2017
Property Address	22018 TIMBERIDGE ST, SAINT CLAIR SHORES, MI 48082-2261
Document Number	0000126329
Book / Page	025016 / 000766
Instrument Date	Oct 20, 2017
Instrument	126329
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22018 TIMBERIDGE ST ST CLAIR SHORES MI 480822261, ST CLAIR SHORES, MI 48082-2261

Mortgage

Document Number	126330
Date	Oct 24, 2017
Book Page	025016/000768
Instrument	126330

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22018 Timberidge St was $5,099 with a homeowner's exemption, up 21.3% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,100 (+5.11%)	$300,200 (+5.11%)
2025	$5,099.00 (+21.32%) Homeowner's exemption	$142,800	$285,600
2024	$4,203.00
2023		$113,600	$227,200
2022	$3,789.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22018 Timberidge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22018 Timberidge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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