22017 Main St, Hillsboro, MD 21641 Property Records

Caroline County property record for 22017 Main St, Hillsboro, MD 21641

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,952 sqft · built 1900
Lot Size	0.208 acres (9,044 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Apr 1997)
Tax Bill	$2,425 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-004067`

Property Details

APN / Parcel Number

Primary APN	`06-004067`
Alternative APNs	`6004067` `004067`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,952 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,044 sqft (0.208 acres)
Lot Dimensions	260 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004067
Street Address	22017 MAIN ST
City	HILLSBORO
State	MD
Zip	21641-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9044 SQ FT S/S MAIN ST HILLSBORO
Jurisdiction	CAROLINE MD
Township / Civil Division	6, HILLSBORO
Census Block Group	1
Census Block	1036
Census Tract	955202

Owner

22017 Main St is owned and occupied by two individuals who bought it in April 1997.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 131, HILLSBORO, MD 21641-0131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 1997 · Amount on File
Deed Sale	Apr 4, 1997 · Amount on File
Prior Sale	Jun 25, 1993 · Amount on File
Deed Document Number	1997235
Deed Book / Page	314 / 306
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Recording Date	Aug 21, 2026
Property Address	22017 MAIN ST, HILLSBORO, MD 21641-6809
Document Number	1803000184
Book / Page	1803 / 184
Instrument Date	Aug 11, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22017 MAIN ST, HILLSBORO, MD 21641-6809

Mortgage

Document Number	1803000184,
Date	Aug 21, 2026
Book Page	1803/184

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 28, 2066

Interest

Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	22017 MAIN ST, HILLSBORO, MD 21641-6809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012650180
Date	Jul 5, 2017
Book Page	1265/180
Instrument	1265-180

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 22017 Main St was $2,425 with a homeowner's exemption, up 3.1% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Hillsboro Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,425.00 (+3.15%) Homeowner's exemption	$203,567	$206,900 Land $40,500 Building $166,400
2025	$2,351.00
2023	$2,060.00 Homeowner's exemption	$166,633	$201,900 Land $40,500 Building $161,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22017 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22017 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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