22015 Aquatic Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 22015 Aquatic Dr, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 2006
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$368,000 (Jul 2026)
Tax Bill	$2,444 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
APN	`06.38.50200`

Property Details

APN / Parcel Number

Primary APN	`06.38.50200`
Alternative APNs	`101145` `53482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
1st Floor Area	1,120 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,010 sqft (2.25 acres)
Garage Area	916 sqft
Driveway	Concrete Driveway
Driveway Area	320 sqft
Parking Spaces	4 Parking Spaces
Deck Area	60 sqft
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	101145
Street Address	22015 AQUATIC DR
City	PARK RAPIDS
State	MN
Zip	56470-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUCK LAKE THIRD ADDITION LOT-002 BLOCK-001 2.25 AC
Legal Subdivision	DUCK LAKE THIRD ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	HUBBARD MN
Township / Civil Division	CROW WING LAKE
Census Block Group	1
Census Block	1159
Census Tract	70700

Owner

22015 Aquatic Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Sep 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BELL BANK
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC
Sep 29, 2017	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Sep 29, 2022 · Amount on File
Deed Document Number	2026447379
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jul 10, 2026
Property Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864
Document Number	0000447379
Instrument Date	Jul 1, 2026
Instrument	2026447379
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	COUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT AND CL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,654.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864

Mortgage

Document Number	0000447380,
Date	Jul 10, 2026
Instrument	2026447380

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Sep 29, 2022
Property Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864
Document Number	A000426592
Instrument Date	Sep 29, 2022
Instrument	A000426592
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864

Mortgage

Document Number	A000426593
Date	Sep 29, 2022
Instrument	A000426593

Lender

Name	BELL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Oct 1, 2032
Max Rate At Change	2.75%
Index	Other

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000416209
Date	Apr 21, 2021
Instrument	A000416209

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HUBBARD MN
Recording Date	Sep 29, 2017
Property Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864
Document Number	A000393211
Instrument Date	Sep 23, 2017
Instrument	A000393211
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	LEER TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22015 AQUATIC DR, PARK RAPIDS, MN 56470-2864

Mortgage

Document Number	A000393212
Date	Sep 29, 2017
Instrument	A000393212

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 22015 Aquatic Dr was $2,444 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Crow Wing Lake Township
Unified School District	Nevis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,444.00 Homeowner's exemption
2025	$2,444.00 Homeowner's exemption	$386,100 (+11.78%) Land $38,300 Building $347,800	$386,100 (+11.78%) Land $38,300 Building $347,800
2024		$345,400 Land $35,300 Building $310,100	$345,400 Land $35,300 Building $310,100
2022	$3,330.00	$275,800 Land $27,400 Building $248,400	$275,800 Land $27,400 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22015 Aquatic Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22015 Aquatic Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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