22012 Saddlefield Ct, Warrenton, MO 63383 Property Records

Warren County property record for 22012 Saddlefield Ct, Warrenton, MO 63383

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,452 sqft · built 2014
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-36.0-0-00-004.023.000`

Property Details

APN / Parcel Number

Primary APN	`02-36.0-0-00-004.023.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
Basement Area	1,452 sqft
Finished Basement	1,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	381 sqft
Patio Area	252 sqft
Utility Building	1,152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	22012 SADDLEFIELD CT
City	WARRENTON
State	MO
Zip	63383-4153
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 3 SADDLEFIELD ESTS
Legal Range	03W
Legal Township	48N
Legal Section	36
Legal Subdivision	SADDLEFIELD ESTS
Legal Lot Number	3
Jurisdiction	WARREN MO
Township / Civil Division	CAMP BRANCH
Census Block Group	1
Census Block	1087
Census Tract	820104

Owner

22012 Saddlefield Ct, a rural home, is owned and occupied by two individuals who acquired it in January 2022.

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22012 SADDLEFIELD CT, WARRENTON, MO 63383-4153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK
Sep 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DAS ACQUISITION
Oct 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	2022606
Prior Transfer Date	Dec 11, 2015
Prior Transfer Doc	0201506085
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	22012 SADDLEFIELD CT, WARRENTON, MO 63383-4153
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106705
Date	Aug 5, 2021
Instrument	202106705

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Sep 17, 2021
Property Address	22012 SADDLEFIELD CT, WARRENTON, MO 63383-4153
Document Number	0202107996
Instrument Date	Sep 16, 2021
Instrument	202107996
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22012 SADDLEFIELD CT, WARRENTON, MO 63383-4153
Investor	Possibly a Property Investor

Mortgage

Document Number	0202107997
Date	Sep 17, 2021
Instrument	202107997

Lender

Name	DAS ACQUISITION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN MO
Recording Date	Oct 23, 2019
Property Address	22012 SADDLEFIELD CT, WARRENTON, MO 63383-4153
Document Number	0201906608
Instrument Date	Oct 23, 2019
Instrument	201906608
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 22012 Saddlefield Ct was $2,970.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00	$49,660 (+13%) Land $4,913 Building $44,747	$261,370 Land $25,860 Building $235,510
2024	$2,970.00 (+15.43%)	$43,948 (-) Land $4,348 Building $39,600
2023	$2,573.00 (+16.06%)	$43,948 (+15.85%) Land $4,348 Building $39,600	$231,303 Land $22,885 Building $208,418
2022	$2,217.00	$37,935 Land $4,026 Building $33,909
2021			$199,660 Land $21,190 Building $178,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22012 Saddlefield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22012 Saddlefield Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY CO PWSD 1 serves 3,850 people · EPA ID MO6024406
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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