22012 Downing St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22012 Downing St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft · built 1965
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$77,900 (Oct 2019)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-327-020`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-327-020`
Alternative APN	`1427327020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	1,018 sqft
Finished Basement	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Gable
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	22012 DOWNING ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	STELTS SUBDIVISION (L11, P27) LOT 17
Legal Subdivision	STELTS SUBDIVISION
Legal Lot Number	17
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2002
Census Tract	251600

Owner

22012 Downing St is owned and occupied by an individual who bought it in October 2019.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22012 DOWNING ST, SAINT CLAIR SHORES, MI 48080-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Land Contract, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	20199117982
Deed Book / Page	26272 / 105
Prior Transfer Date	Jul 28, 2007
Prior Transfer Doc	0000134136
Record Updated	Oct 29, 2026

February 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MACOMB MI
Recording Date	Feb 6, 2019
Property Address	22012 DOWNING ST, SAINT CLAIR SHORES, MI 48080-3914
Document Number	0000012566
Book / Page	25798 / 968
Map Reference	LB 11 PG 27
Instrument Date	Dec 31, 2014
Instrument	9012566
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 WHITE SANDS DR, 4408, PIGEON, MI 48755-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22012 DOWNING ST, SAINT CLAIR SHORES, MI 48080-3914

Mortgage

Document Number	0000012567
Date	Feb 6, 2019
Instrument	9012567

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 18, 2019
Property Address	22012 DOWNING ST, SAINT CLAIR SHORES, MI 48080-3914
Document Number	0000117982
Book / Page	26272 / 105
Map Reference	LB 11 PG 27
Instrument Date	Dec 31, 2014
Instrument	9117982
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Tax	$670.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 WHITE SANDS DR, 4408, PIGEON, MI 48755-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220012 DOWNING, ST CLAIR SHORES, MI 48080

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lakeview Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700 (+4.7%)	$209,400 (+4.7%)
2025	$2,604.00 (+10.95%) Homeowner's exemption	$100,000 (+13.51%)	$200,000 (+13.51%)
2023		$88,100	$176,200
2022	$2,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22012 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22012 Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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