22012 Bataan Ave, Panama City Beach, FL 32413 Property Records

Bay County property record for 22012 Bataan Ave, Panama City Beach, FL 32413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,547 sqft · built 1966
Lot Size0.162 acres (7,056 sqft)
Owner2 Individual Names on File
Last Sale$573,500 (Nov 2025)
Tax Bill$4,750 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36056-000-000

Property Details

APN / Parcel Number

Primary APN36056-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,547 sqft Living Area
1st Floor Area1,547 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,056 sqft (0.162 acres)
Lot Dimensions114 ft deep x 62 ft wide
DrivewayDriveway
Driveway Area432 sqft
PorchOpen Porch
Porch Area558 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22012 BATAAN AVE
CityPANAMA CITY BEACH
StateFL
Zip32413-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal Description1ST ADD KISKA BEACH MAP 13B3 LOT 1 BLK D ORB 4691 P 1472
Legal Range17W
Legal Township03S
Legal Section04
Legal Subdivision1ST ADD KISKA BEACH
Legal BlockD
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1095
Census Tract2707

Owner

22012 Bataan Ave is owned by two individuals who bought it in November 2025.

Source: Bay County records, as of January 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1325 CLOTFELTER RD, BOGART, GA 30622-2352
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 23, 2023Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
May 12, 2020Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on File
Deed SaleNov 14, 2025 · Amount on File
Prior SaleMay 23, 2023 · Amount on File
Deed Document Number202566258
Deed Book / Page4973 / 587
Prior Transfer DateMar 16, 2006
Prior Transfer Doc0027531800
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 14, 2025
Property Address22012 BATAAN AVE, PANAMA CITY BEACH, FL 32413-1230
Document Number0049730587
Book / Page4973 / 587
Map ReferenceMB 9 PG 16
Instrument DateNov 7, 2025
Instrument2025066258
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,014.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 HAMPTON WAY, DOTHAN, AL 36305-6319

Transferred To (Grantee/Buyer)

NameVerified Name
Address1325 CLOTFELTER RD, BOGART, GA 30622-2352

Mortgage

Document Number0004973589
DateNov 14, 2025
Instrument4973/589
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 23, 2023
Property Address22012 BATAAN AVE, PANAMA CITY BEACH, FL 32413-1230
Document Number0046911472
Book / Page4691 / 1472
Map ReferenceMB 9 PG 16
Instrument DateMay 18, 2023
Instrument2023031804
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,248.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 CROSSINGS DR # 1013, 1013, PANAMA CITY, FL 32413-2891

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 HAMPTON WAY, DOTHAN, AL 36305-6319

Mortgage

Document Number0046911474
DateMay 23, 2023
Instrument4691/1474
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address22012 BATAAN AVE, PANAMA CITY BEACH, FL 32413-1230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042510349
DateMay 12, 2020
Book Page4251/349
Instrument2020031276
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressPANAMA CITY BEACH, FL 32413
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueApr 7, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address22012 BATAAN AVE, PANAMA CITY BEACH, FL 32413-1230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043392090
DateDec 18, 2020
Book Page4339/2090
Instrument2020085931
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22012 Bataan Ave was $4,750, up 11.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,750.00 (+11.58%)$377,544 (+1%)$397,940 (+15.94%) Land $239,644 Building $158,296
2024$4,257.00 (+233.36%)$343,222 (+148.62%) Land $193,375 Building $149,847$343,222 (+7.05%) Land $193,375 Building $149,847
2023$1,277.00 (+34.56%) Homeowner's exemption$138,052 (+18.22%)$320,626 (+60.83%) Land $186,565 Building $134,061
2022$949.00 Homeowner's exemption$116,777$199,351 Land $128,000 Building $71,351

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22012 Bataan Ave in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 747 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,444 units insured
incl. 697 condo units
Nearby Flood Claims47 (1995–2026)
Claims Outside the SFHA20 of 47
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Hurricane Michael, Oct 2018 · 5 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22012 Bataan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
WOW Internet, Cable & Phone
Cable · Fiber in parts of the area
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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