22010 Shady Valley Dr, Katy, TX 77450 Property Records

Harris County property record for 22010 Shady Valley Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,055 sqft · built 1987
Lot Size	0.147 acres (6,386 sqft)
Owner	Individual Name on File
Last Sale	$195,800 (Oct 2018)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-529-002-0005`

Property Details

APN / Parcel Number

Primary APN	`115-529-002-0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	1,528 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,386 sqft (0.147 acres)
View / Lot	Flood Plain
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1155290020005
Street Address	22010 SHADY VALLEY DR
City	KATY
State	TX
Zip	77450-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 2 CREEKSTONE SEC 2
Legal Subdivision	CREEKSTONE SEC 2
Legal Block	2
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3019
Census Tract	455103

Owner

22010 Shady Valley Dr is owned and occupied by an individual who bought it in October 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	22010 SHADY VALLEY DR, KATY, TX 77450-4539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage SMI LNDG
Oct 10, 2018	Vendor's Lien, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Apr 7, 2014
Deed Document Number	2018464407
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0000464407
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	22010 SHADY VALLEY DR, KATY, TX 77450-4539
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504020
Date	Oct 20, 2020
Instrument	2020-504020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	22010 SHADY VALLEY DR, KATY, TX 77450-4539
Document Number	0000040946
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22010 SHADY VALLEY DR KATY TX 774504539, KATY, TX 77450-4539

Mortgage

Document Number	0000040946
Date	Jan 29, 2020
Instrument	40946

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 10, 2018
Property Address	22010 SHADY VALLEY DR, KATY, TX 77450-4539
Document Number	0000464407
Map Reference	VOL 315 PG 62
Instrument Date	Oct 5, 2018
Instrument	2018-464407
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22010 SHADY VALLEY DR, KATY, TX 77450-4539

Mortgage

Document Number	0000464408
Date	Oct 10, 2018
Instrument	2018-464408

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22010 Shady Valley Dr was $4,036 with a homeowner's exemption, up 1.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,500 (-10.64%) Land $84,540 Building $177,960	$262,500 (-10.64%) Land $84,540 Building $177,960
2025	$4,036.00 (+1.25%) Homeowner's exemption	$293,772 Land $64,915 Building $228,857	$293,772 Land $64,915 Building $228,857
2024	$3,986.00
2023		$349,918 Land $47,101 Building $302,817	$349,918 Land $47,101 Building $302,817
2022	$3,367.00
2020	$4,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22010 Shady Valley Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	10 (2017–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 4 claims Hurricane Harvey, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22010 Shady Valley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNERSTONES MUD serves 5,331 people · EPA ID TX1011692
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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