2201 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 2201 Whitewater Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2,404 sqft · built 2018
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Oct 2026 Sale Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08530-0200-00103-000`

Property Details

APN / Parcel Number

Primary APN	`08530-0200-00103-000`
Alternative APN	`63607`

Interior

Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	2,404 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,586 sqft

Location & Zoning

Street Address	2201 WHITEWATER DR
City	BERTRAM
State	TX
Zip	78605-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8530 WHITEWATER SPRINGS LOT 103, SEC 2
Legal Subdivision	WHITEWATER SPRINGS
Legal Block	2
Legal Lot Number	103
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2050
Census Tract	960402

Owner

Source: Burnet County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer INDEPENDENCE TITLE
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST LIBERTY NATIONAL BANK
Apr 24, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK
Mar 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026
Deed Sale	Oct 5, 2026
Prior Sale	Mar 3, 2017
Deed Document Number	202610553
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Oct 5, 2026
Property Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Document Number	0000010553
Instrument Date	Oct 1, 2026
Instrument	202610553
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202015873
Date	Dec 2, 2020
Instrument	202015873

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201711768
Date	Nov 29, 2017
Instrument	201711768

Lender

Name	FIRST LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Nov 28, 2048

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904057
Date	Apr 24, 2019
Instrument	201904057

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Transaction Type	Mortgage
Record Updated	Feb 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000914
Date	Jan 21, 2020
Instrument	202000914

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Mar 3, 2017
Property Address	2201 WHITEWATER DR, BERTRAM, TX 78605-4763
Document Number	201702098
Map Reference	CAB2 SL120D
Instrument Date	Mar 1, 2017
Instrument	201702098
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 WINDING BROOK LN, 437, RICHARDSON, TX 75081-5548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 JULIE DR, GALLUP, NM 87301-4817

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,910 (+1%)	$767,922 (-) Land $101,230 Building $666,692
2025		$606,282 (-26.55%)	$767,922 (-6.97%) Land $101,230 Building $666,692
2023	Homeowner's exemption Senior Citizen's exemption	$825,442 Land $81,366 Building $744,076	$825,442 Land $81,366 Building $744,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 66% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER SPRINGS WATER SYSTEM private · serves 450 people · EPA ID TX0270124
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Hill Country Networks Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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