Mecklenburg County property record for 2201 Whilden Ct, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,018 sqft · built 1980 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,005,000 (Nov 2021) |
| Tax Bill | $9,669 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-071-19 |
| Primary APN | 177-071-19 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,018 sqft Living Area |
| Gross Area | 4,554 sqft |
| 1st Floor Area | 1,858 sqft |
| Upper Floors Area | 1,541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 250 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2201 WHILDEN CT |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-3270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L22 M19-120 |
| Legal Subdivision | DEERING OAKS SEC 03 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2905 |
2201 Whilden Ct is owned and occupied by two individuals who bought it in November 2021.
Source: Mecklenburg County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on File |
| Deed Sale | Nov 8, 2021 · Amount on File |
| Prior Sale | Oct 13, 2005 · Amount on File |
| Deed Document Number | 2021213299 |
| Deed Book / Page | 36740 / 987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Document Number | 0000003717 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 38582/528 |
| Instrument | 2024003717 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jan 4, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000099479 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 37479/460 |
| Instrument | 2022099479 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 8, 2021 |
| Property Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Document Number | 0000213299 |
| Book / Page | 36740 / 987 |
| Map Reference | MB 19 PG 120 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021213299 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2721 IRBY DR, CHARLOTTE, NC 28209-1505 |
| Name | Verified Name |
|---|---|
| Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Investor | Possibly a Property Investor |
| Document Number | 0000213300 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021213300 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2201 WHILDEN CT, CHARLOTTE, NC 28211-3270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000105239 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 33756/906 |
| Instrument | 2019105239 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 2201 Whilden Ct was $9,669, up 1.5% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,669.00 (+1.47%) | $1,238,200 Land $765,000 Building $473,200 | $1,238,200 Land $765,000 Building $473,200 |
| 2024 | $9,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2201 Whilden Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1993–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2201 Whilden Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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