2201 S 45th St, Temple, TX 76504 Property Records

Bell County property record for 2201 S 45th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1961
Lot Size	0.242 acres (10,559 sqft)
Owner	Individual Name on Record
Tax Bill	$2,535 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0109940000`

Property Details

APN / Parcel Number

Primary APN	`0109940000`
Alternative APNs	`783390` `73092`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,559 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 88 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	783390
Street Address	2201 S 45TH ST
City	TEMPLE
State	TX
Zip	76504-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	SKYLINE, BLOCK 012, LOT 0001
Legal Subdivision	SKYLINE
Legal Block	12
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1014
Census Tract	21101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2201 S 45TH ST, TEMPLE, TX 76504-6926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Warranty Deed, Transfer AUSTIN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020
Deed Sale	Jul 23, 2020
Prior Sale	Jul 21, 2014
Deed Document Number	2020-00037293
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2201 S 45TH ST, TEMPLE, TX 76504-6926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031115
Date	Jun 26, 2020
Instrument	2020-00031115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Sep 1, 2044

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 23, 2020
Property Address	2201 S 45TH ST, TEMPLE, TX 76504-6926
Document Number	0000037293
Instrument Date	Jul 12, 2020
Instrument	37293
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	AUSTIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 S 45TH ST TEMPLE TX 765046926, TEMPLE, TX 76504-6926

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,535.00 (-16.12%) Homeowner's exemption	$218,794 Land $32,102 Building $186,692	$218,794 Land $32,102 Building $186,692
2022	$3,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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